1065 S Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1065 S Ocean Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,647 sqft · built 1953
Lot Size0.092 acres (4,000 sqft)
OwnerCompany Name on Record
Last Sale$207,000 (May 1995)
Tax Bill$3,643 (2025)
Flood ZoneZone X (minimal risk)
APN064-156-026

Property Details

APN / Parcel Number

Primary APN064-156-026

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Building Area1,647 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
TerrainAbove Road/Slope

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1065 S OCEAN AVE
CityCAYUCOS
StateCA
Zip93430-1339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionMORRO RK VW 4 BL 13 LTS 25 & 26
Legal SubdivisionMORRO ROCK VIEW 04
Legal Block13
Legal Lot Number25,26
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3033
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 234, CAYUCOS, CA 93430-0234
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 1995 · Amount on Record
Deed SaleMay 5, 1995 · Amount on Record
Deed Document Number199519177
Last Transfer DateFeb 23, 2010
Transfer Doc0000010228
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$352,898 (+2%) Land $171,311 Building $181,587
2025$3,643.00 (+2.1%) Homeowner's exemption$345,979 (+4.04%) Land $167,952 Building $178,027
2023$3,568.00 (+1.8%) Homeowner's exemption$332,546 Land $161,431 Building $171,115
2022$3,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO ROCK MUTUAL WATER CO
private · serves 2,181 people · EPA ID CA4010015
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on S Ocean Ave

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