1024 S Ocean Ave, #B, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1024 S Ocean Ave, #B, Cayucos, CA 93430

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 845 sqft · built 1972
Lot Size0.019 acres (845 sqft)
OwnerCompany Name on File
Last Sale$129,000 (Apr 1994)
Tax Bill$2,524 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN064-155-029

Property Details

APN / Parcel Number

Primary APN064-155-029

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area845 sqft Living Area
1st Floor Area845 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area845 sqft (0.019 acres)
TerrainBelow Road/Slope
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1024 S OCEAN AVE, B
CityCAYUCOS
StateCA
Zip93430-1340
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF
Legal DescriptionTR 1837 U 2B & PTN LT 1
Legal Tract1837
Legal Block3
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3035
Census Tract10504

Owner

1024 S Ocean Ave, #B is owned by a company that acquired it in March 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 454, THREE RIVERS, CA 93271-0454
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 1994 · Amount on File
Deed SaleApr 22, 1994 · Amount on File
Deed Document Number199425529
Last Transfer DateMar 8, 2016
Transfer Doc0000011614
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1024 S OCEAN AVE # B, B, CAYUCOS, CA 93430-1340
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021087
DateJun 4, 2019
Instrument2019021087
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1024 S Ocean Ave, #B was $2,524.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$235,203 (+2%) Land $130,005 Building $105,198
2025$2,524.00$230,592 Land $127,456 Building $103,136
2023$2,471.00 (+1.81%)$221,639 Land $122,507 Building $99,132
2022$2,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1024 S Ocean Ave, #B in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 S Ocean Ave, #B is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAYUCOS BEACH MUTUAL WATER COMPANY
serves 2,567 people · EPA ID CA4010006
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on S Ocean Ave

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