Middlesex County property record for 1065 Mill Wharf Rd, Wake, VA 23176
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,892 sqft · built 1940 |
| Lot Size | 4.56 acres (198,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,000 (Dec 2008) |
| Tax Bill | $3,182 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38 182 |
| Primary APN | 38 182 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 3,871 sqft |
| 1st Floor Area | 1,892 sqft |
| Basement Area | 557 sqft |
| Unfinished Basement | 557 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 198,634 sqft (4.56 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cabin | 400 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2774 |
|---|---|
| Street Address | 1065 MILL WHARF RD |
| City | WAKE |
| State | VA |
| Zip | 23176-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | MILL CREEK 4.563AC W35-463 242-422 258-577 D8-2770 SL16-8 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | PINE TOP |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 951100 |
1065 Mill Wharf Rd is owned by two individuals who bought it in December 2008.
Source: Middlesex County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 252, WAKE, VA 23176-0252 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2008 · Amount on File |
| Deed Sale | Dec 16, 2008 · Amount on File |
| Deed Book / Page | 800 / 2770 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1065 Mill Wharf Rd was $3,182.
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,182.00 | $521,800 (-) Land $265,400 Building $256,400 | $521,800 (-) Land $265,400 Building $256,400 |
| 2025 | $3,182.00 | $521,800 Land $265,400 Building $256,400 | $521,800 Land $265,400 Building $256,400 |
| 2023 | $3,182.00 | $521,800 Land $265,400 Building $256,400 | $521,800 Land $265,400 Building $256,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1065 Mill Wharf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (2003–2006) |
| Most Recent Claim | Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1065 Mill Wharf Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
5G (outdoors only) and 4G LTE
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