Middlesex County property record for 987 Mill Wharf Rd, Wake, VA 23176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,707 sqft · built 1810 |
| Lot Size | 9.9 acres (431,244 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,219 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38 183 |
| Primary APN | 38 183 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,707 sqft Living Area |
| Gross Area | 3,866 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1810 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 431,244 sqft (9.9 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 341 sqft |
| Shed | 1 Shed |
| Shed Area | 525 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 8660 |
|---|---|
| Street Address | 987 MILL WHARF RD |
| City | WAKE |
| State | VA |
| Zip | 23176-2134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | MILL CREEK 9.90 AC W44-748 231-675 256-524 231 0684 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | PINE TOP |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 951100 |
Source: Middlesex County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 987 MILL WHARF RD, WAKE, VA 23176-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2020 |
| Transfer Doc | 0000002021 |
| Record Updated | Sep 20, 2026 |
Source: Middlesex County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,219.00 (-74.33%) | $199,800 (-74.33%) Land $50,200 Building $149,600 | $199,800 (-74.33%) Land $50,200 Building $149,600 |
| 2025 | $4,748.00 | $778,400 (-) Land $431,000 Building $347,400 | $778,400 (-) Land $431,000 Building $347,400 |
| 2023 | $4,748.00 | $778,400 Land $431,000 Building $347,400 | $778,400 Land $431,000 Building $347,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (2003–2006) |
| Most Recent Claim | Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
5G (outdoors only) and 4G LTE
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