1065 Live Oak Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1065 Live Oak Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 2001
Lot Size	0.464 acres (20,255 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2021)
Tax Bill	$4,358 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014762-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014762-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,858 sqft Heated Area
Gross Area	2,499 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.464 acres)
Lot Dimensions	178 ft deep x 114 ft wide
Garage Area	440 sqft

Exterior Amenities

Porch	Porch
Porch Area	45 sqft
Patio Area	156 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1065 LIVE OAK LN
City	FLEMING ISLAND
State	FL
Zip	32003-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 1 HIBERNIA FOREST UNIT 3 AS REC O R 4503 PG 2098
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	HIBERNIA FOREST
Legal Lot Number	1
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1065 LIVE OAK LN, FLEMING ISLAND, FL 32003-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	May 12, 2003 · Amount on Record
Deed Document Number	2021055265
Deed Book / Page	4503 / 2098
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 2, 2021
Property Address	1065 LIVE OAK LN, FLEMING ISLAND, FL 32003-5001
Document Number	0045032098
Book / Page	4503 / 2098
Map Reference	MB 6 PG 21
Instrument Date	Aug 26, 2021
Instrument	2021055265
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11625 OLD ST, 11625, JACKSONVILLE, FL 32258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 LIVE OAK LN, FLEMING ISLAND, FL 32003-5001

Mortgage

Document Number	45032100
Date	Sep 2, 2021
Instrument	4503/2100

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,358.00 (-0.82%) Homeowner's exemption	$325,919 (+5.99%)	$340,980 (+3.95%) Land $75,000 Building $265,980
2023	$4,394.00 (+5.8%) Homeowner's exemption	$307,509 (+3%)	$328,033 (+9.87%) Land $65,000 Building $263,033
2022	$4,153.00 Homeowner's exemption	$298,553 Land $65,000 Building $233,553	$298,553 Land $65,000 Building $233,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20