985 Live Oak Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 985 Live Oak Ln, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1975
Lot Size0.355 acres (15,507 sqft)
Owner2 Individual Names on Record
Last Sale$117,500 (Feb 2016)
Tax Bill$1,228 (2025)
Flood ZoneZone X (minimal risk)
APN38-05-26-014762-005-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014762-005-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Heated Area
Gross Area2,168 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,507 sqft (0.355 acres)
Lot Dimensions148 ft deep x 105 ft wide
Garage Area432 sqft
PorchPorch
Porch Area336 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address985 LIVE OAK LN
CityFLEMING ISLAND
StateFL
Zip32003-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 6 HIBERNIA FOREST UNIT 3 AS REC O R 3826 PG 930
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionHIBERNIA FOREST
Legal Lot Number6
Legal Unit3
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address985 LIVE OAK LN, FLEMING ISLAND, FL 32003-5000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2016 · Amount on Record
Deed SaleFeb 1, 2016 · Amount on Record
Prior SaleJun 2, 2015
Deed Document Number2016005202
Deed Book / Page3826 / 0930
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,228.00 (-15.02%) Homeowner's exemption Additional exemption filed$150,148 (+5.99%)$227,594 (+4.43%) Land $75,000 Building $152,594
2023$1,445.00 (+13.6%) Homeowner's exemption Additional exemption filed$141,667 (+3%)$217,929 (+8.03%) Land $65,000 Building $152,929
2022$1,272.00 Homeowner's exemption Additional exemption filed$137,541$201,727 Land $65,000 Building $136,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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