Oceana County property record for 1065 2nd St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.244 acres (10,669 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,500 (Mar 2012) |
| Tax Bill | $5,946 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-544-004-00 |
| Primary APN | 044-544-004-00 |
|---|
| Lot Area | 10,669 sqft (0.244 acres) |
|---|
| Street Address | 1065 2ND ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-8589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1065 E 2ND ST QC L2016P16610 MLC-L2002P25633 WD-L2012P6034 QC-L2013P8971 BLOCK 4 - PAYNES ADDITION TO VILLAGE OF PENTWATER LO |
| Legal Subdivision | PAYNES ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 3-4 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1113 |
| Census Tract | 10800 |
1065 2nd St is owned by two individuals who acquired it in September 2016.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 286, FOWLERVILLE, MI 48836-0286 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2012 · Amount on File |
| Deed Sale | Mar 19, 2012 · Amount on File |
| Prior Sale | Aug 16, 2002 · Amount on File |
| Deed Book / Page | 2012 / 6034 |
| Last Transfer Date | Sep 15, 2016 |
| Transfer Doc | 2016/016610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 1065 2ND ST, PENTWATER, MI 49449-8589 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 710 S GREGORY RD, FOWLERVILLE, MI 48836-8277 |
| Document Number | 02023/7436 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 2023/7436 |
| Instrument | 202300002265 |
| Name | COMMERICAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | MASON, MI 48854 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1065 2nd St was $5,946, up 5.1% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,400 (-3.17%) Land $198,400 | $396,800 (-3.17%) Land $396,800 | |
| 2025 | $5,946.00 (+5.13%) | $204,900 Land $204,900 | $409,800 Land $409,800 |
| 2024 | $5,656.00 | ||
| 2023 | $148,300 Land $148,300 | $296,600 (-) Land $296,600 | |
| 2022 | $5,130.00 | $296,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1065 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1065 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures