10649 Thomas Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10649 Thomas Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,768 sqft · built 1955
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$349,988 (Nov 2018)
Tax Bill	$6,768 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-41-0099`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-41-0099`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	4,277 sqft
1st Floor Area	1,768 sqft
Basement Area	2,509 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	154 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	120 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10649 THOMAS AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 036 A ST MARTINS WALESWOOD ADDN S 110 FT OF W 154 7/10 FT 110 X 154.7
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	41
Legal Subdivision	ST MARTINS WALESWOOD ADDN
Legal Block	2
Legal Lot Number	36
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2001
Census Tract	25802

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10649 THOMAS AVE S, MINNEAPOLIS, MN 55431-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FIN'L
Nov 26, 2018	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	201810614541
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10649 THOMAS AVE S, BLOOMINGTON, MN 55431-3721
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10649 THOMAS AVE S, MINNEAPOLIS, MN 55431-3721

Mortgage

Document Number	0A11223286
Date	Aug 16, 2023
Instrument	A11223286

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10649 THOMAS AVE S, BLOOMINGTON, MN 55431-3721
Document Number	0010767437
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10649 THOMAS AVE S BLOOMINGTON MN 554313721, BLOOMINGTON, MN 55431-3721

Mortgage

Document Number	0010767437
Date	Mar 19, 2020
Instrument	10767437

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 26, 2018
Property Address	10649 THOMAS AVE S, BLOOMINGTON, MN 55431-3721
Document Number	0010614541
Instrument Date	Nov 8, 2018
Instrument	10614541
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.96
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10649 THOMAS AVE S BLOOMINGTON MN 554313721, BLOOMINGTON, MN 55431-3721

Mortgage

Document Number	10614542
Date	Nov 26, 2018
Instrument	10614542

Lender

Name	LEADER ONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,768.00 (+2%)	$492,200 (+2.71%) Land $130,800 Building $361,400	$492,200 (+2.71%) Land $130,800 Building $361,400
2023	$5,640.00
2022		$479,200 Land $129,400 Building $349,800	$479,200 Land $129,400 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

10649 Thomas Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Thomas Ave S

Nearby Streets

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