10638 Thomas Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10638 Thomas Ave S, Bloomington, MN 55431

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,336 sqft · built 1956
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Dec 2020)
Tax Bill$5,384 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-027-24-42-0005

Property Details

APN / Parcel Number

Primary APN20-027-24-42-0005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,336 sqft Living Area
Gross Area3,478 sqft
1st Floor Area1,336 sqft
Basement Area2,142 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1996
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions133 ft deep x 95 ft wide
Garage TypeDetached
Garage Area816 sqft

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address10638 THOMAS AVE S
CityMINNEAPOLIS
StateMN
Zip55431-3722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 001 BLOCK 003 B NANCY LOU 2ND ADDN 95 X 133.5
Legal Range24
Legal Township027
Legal Section20
Legal Quarter42
Legal SubdivisionNANCY LOU 2ND ADDN
Legal Block3
Legal Lot Number1
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group2
Census Block2002
Census Tract25802

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10638 THOMAS AVE S, MINNEAPOLIS, MN 55431-3722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleMay 6, 2015 · Amount on Record
Deed Document Number20205783887
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateDec 22, 2020
Property Address10638 THOMAS AVE S, BLOOMINGTON, MN 55431-3722
Document Number0005783887
Instrument DateDec 3, 2020
Instrument5783887
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyPARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,241.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10638 THOMAS AVE S BLOOMINGTON MN 554313722, BLOOMINGTON, MN 55431-3722

Mortgage

Document Number5783888
DateDec 22, 2020
Instrument5783888
Lender
NameCAMBRIA MTG
TypeMortgage Company
AddressEDEN PRAIRIE, MN 55344
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,384.00 (+17.43%)$399,200 (+2.02%) Land $133,800 Building $265,400$399,200 (+2.02%) Land $133,800 Building $265,400
2023$4,585.00 Homeowner's exemption
2022$391,300 Land $128,100 Building $263,200$391,300 Land $128,100 Building $263,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Thomas Ave S

Nearby Streets

Search Property Records by Address or Parcel Number