El Paso County property record for 10649 Mt Emerald Dr, Peyton, CO 80831
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,398 sqft · built 2013 |
| Lot Size | 0.255 acres (11,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jun 2025) |
| Tax Bill | $3,142 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42194-04-017 |
| Primary APN | 42194-04-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,398 sqft Living Area |
| Gross Area | 4,197 sqft |
| 1st Floor Area | 1,753 sqft |
| Basement Area | 1,753 sqft |
| Finished Basement | 1,645 sqft |
| Unfinished Basement | 108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,088 sqft (0.255 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 51 sqft |
| Patio Area | 100 sqft |
| Sewer | Connected |
|---|
| Account Number | R4219404017 |
|---|---|
| Street Address | 10649 MT EMERALD DR |
| City | PEYTON |
| State | CO |
| Zip | 80831-8204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 75 MERIDIAN RANCH FIL NO 7 |
| Legal Subdivision | MERIDIAN RANCH FIL NO 07 |
| Legal Lot Number | 75 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 3914 |
Source: El Paso County assessment roll, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NBH BANK NA |
| Mar 6, 2019 | Warranty Deed, Transfer · VA Mortgage NBH BANK NA |
| Apr 2, 2018 | Intrafamily Transfer, Transfer · VA Mortgage HOME MORTGAGE EXPERTS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Mar 6, 2019 · Amount on Record |
| Deed Document Number | 202552045 |
| Prior Transfer Date | Mar 27, 2018 |
| Prior Transfer Doc | 0000036583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Investor | Possibly a Property Investor |
| Document Number | 0000043866 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 223043866 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028433 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 221028433 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006098 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 220006098 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Mar 6, 2019 |
| Property Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Document Number | 0000023202 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 219023202 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023203 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 219023203 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Apr 2, 2018 |
| Property Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Document Number | 0000036583 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 218036583 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10649 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Document Number | 0000036584 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 218036584 |
| Name | HOME MORTGAGE EXPERTS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | School District 49 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,540 (-) | $560,916 (-) | |
| 2025 | $3,142.00 | $39,540 (-2.03%) Land $8,980 Building $30,560 | $560,916 (-6.87%) Land $127,413 Building $433,503 |
| 2024 | $40,360 (-) Land $6,420 Building $33,940 | ||
| 2023 | $2,937.00 (+32.6%) | $40,360 (+39.65%) Land $6,420 Building $33,940 | $602,306 (+44.8%) Land $95,800 Building $506,506 |
| 2022 | $2,215.00 | $28,900 Land $5,020 Building $23,880 | $415,955 Land $72,300 Building $343,655 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 41% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Windfield Enterprises Fixed Wireless | 1,000 / 220 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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