El Paso County property record for 10638 Mt Emerald Dr, Peyton, CO 80831
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 3,235 sqft · built 2014 |
| Lot Size | 0.273 acres (11,887 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Apr 2020) |
| Tax Bill | $3,730 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42194-04-015 |
| Primary APN | 42194-04-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,235 sqft Living Area |
| Gross Area | 3,981 sqft |
| 1st Floor Area | 1,753 sqft |
| Basement Area | 1,753 sqft |
| Finished Basement | 1,482 sqft |
| Unfinished Basement | 271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,887 sqft (0.273 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 55 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | R4219404015 |
|---|---|
| Street Address | 10638 MT EMERALD DR |
| City | PEYTON |
| State | CO |
| Zip | 80831-8204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 73 MERIDIAN RANCH FIL NO 7 |
| Legal Subdivision | MERIDIAN RANCH FIL NO 07 |
| Legal Lot Number | 73 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 3914 |
Source: El Paso County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10638 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Apr 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2014 · Amount on Record |
| Deed Document Number | 202057673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 10638 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 10638 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Document Number | 0000012781 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 221012781 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Apr 28, 2020 |
| Property Address | 10638 MT EMERALD DR, PEYTON, CO 80831-8204 |
| Document Number | 0000057673 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 220057673 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000057674 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 220057674 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | School District 49 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,540 (-) | $546,635 (-) | |
| 2025 | $3,730.00 (+2.16%) | $38,540 (-2.11%) Land $8,980 Building $29,560 | $546,635 (-6.96%) Land $127,413 Building $419,222 |
| 2024 | $3,651.00 (+3.63%) | $39,370 (-) Land $6,420 Building $32,950 | |
| 2023 | $3,523.00 (+23.7%) | $39,370 (+39.51%) Land $6,420 Building $32,950 | $587,531 (+44.69%) Land $95,800 Building $491,731 |
| 2022 | $2,848.00 | $28,220 Land $5,020 Building $23,200 | $406,064 Land $72,300 Building $333,764 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 41% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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