10648 Valley Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10648 Valley Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,680 sqft · built 1987
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Jan 2024)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-030-019-000`

Property Details

APN / Parcel Number

Primary APN	`053-030-019-000`
Alternative APN	`53-030-19-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	53-030-19-000
Street Address	10648 VALLEY DR
City	ROUGH AND READY
State	CA
Zip	95975-9787
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-5
Legal Description	PTN SW 1/4 SE 1/4 27-16-7
Legal Range	7E
Legal Township	16N
Legal Section	27
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3012
Census Tract	404

Owner

10648 Valley Dr, a mobile home, is owned and occupied by two individuals who bought it in January 2024.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 45, PENN VALLEY, CA 95946-0045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jan 24, 2024	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 14, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Document Number	20241318
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jan 24, 2024
Property Address	10648 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000001318
Instrument Date	Jan 3, 2024
Instrument	20240001318
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 45, PENN VALLEY, CA 95946-0045

Mortgage

Document Number	0000001319
Date	Jan 24, 2024
Instrument	20240001319

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NEVADA CA
Recording Date	Jan 24, 2024
Property Address	10648 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000001317
Instrument Date	Jan 2, 2024
Instrument	20240001317
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 14, 2021
Property Address	10648 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000033174
Instrument Date	Oct 12, 2021
Instrument	20210033174
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2203, PENN VALLEY, CA 95946-2203

Mortgage

Document Number	0000033175
Date	Oct 14, 2021
Instrument	20210033175

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10648 Valley Dr was $4,792 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,331 (+2%) Land $130,050 Building $316,281
2025	$4,792.00 Homeowner's exemption	$437,580 Land $127,500 Building $310,080
2023	$3,939.00 (-5.4%)	$350,600 Land $112,800 Building $237,800
2022	$4,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10648 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10648 Valley Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
DigitalPath Fixed Wireless	75 / 10

May also be available: T-Mobile, Xfinity.

Nearby Properties on Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures