10508 Valley Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10508 Valley Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,630 sqft · built 2022
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (May 2026)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-030-010-000`

Property Details

APN / Parcel Number

Primary APN	`053-030-010-000`
Alternative APN	`53-030-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Lot Area	76,666 sqft
View / Lot	Average
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	53-030-10-000
Street Address	10508 VALLEY DR
City	ROUGH AND READY
State	CA
Zip	95975-9787
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-5
Legal Description	PTN PV ESTS SUBD 27-16-7
Legal Range	7E
Legal Township	16N
Legal Section	27
Legal Subdivision	PV ESTS SUBD
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3037
Census Tract	404

Owner

10508 Valley Dr, a mobile home, is owned and occupied by an individual who bought it in May 2026.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10508 VALLEY DR, ROUGH AND READY, CA 95975-9787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Construction Mortgage LAND-HOME FINANCIAL SERVICES
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
Apr 16, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Apr 16, 2021 · Amount on File
Deed Document Number	20267934
Prior Transfer Date	Dec 4, 2008
Prior Transfer Doc	0000028997
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10508 VALLEY DR, ROUGH AND READY, CA 95975-9787
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 VALLEY DR, ROUGH AND READY, CA 95975-9787
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006525
Date	Mar 23, 2022
Instrument	20220006525

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 18, 2026
Property Address	10508 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000007934
Instrument Date	May 14, 2026
Instrument	2026.7934
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,771.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10508 VALLEY DR, ROUGH AND READY, CA 95975-9787
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007935,
Date	May 18, 2026
Instrument	2026..7935

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 16, 2021
Property Address	10508 VALLEY DR, ROUGH AND READY, CA 95975-9787
Document Number	0000013231
Instrument Date	Apr 14, 2021
Instrument	20210013231
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1328, PENN VALLEY, CA 95946-1328
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10508 Valley Dr was $1,784, up 2.3% from the year before.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$152,800 (+1.91%) Land $147,800 Building $5,000
2025	$1,784.00 (+2.29%) Homeowner's exemption	$149,940 Land $144,942 Building $4,998
2024	$1,744.00 (+0.29%)
2023	$1,739.00 (-3.07%) Homeowner's exemption	$147,000 Land $142,100 Building $4,900
2022	$1,794.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10508 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10508 Valley Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
DigitalPath Fixed Wireless	75 / 10

May also be available: T-Mobile, Xfinity.

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