Lake County property record for 10646 Masters Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,148 sqft · built 2002 |
| Lot Size | 0.34 acres (14,814 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Mar 2003) |
| Tax Bill | $2,642 (2024) |
| Deeds & Mortgages | Mar 2024 Transfer Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-25-1015-000-18500 |
| Primary APN | 11-22-25-1015-000-18500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 2,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,814 sqft (0.34 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 264 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 372 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3794446 |
|---|---|
| Street Address | 10646 MASTERS DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PALISADES PHASE 2B SUB LOT 185 PB 43 PG 90-91 ORB 2269 PG 1799 ORB O6301 PG 7614 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 11 |
| Legal Subdivision | PALISADES PHASE 2B SUB |
| Legal Tract | 1015 |
| Legal Lot Number | 185 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 31207 |
Source: Lake County records · APN 11-22-25-1015-000-18500
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10646 MASTERS DR, CLERMONT, FL 34711-7182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 18, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 04, 2020 | Deed of Trust, Mortgage · Line of Credit ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2003 · Amount on Record |
| Deed Sale | Mar 04, 2003 · Amount on Record |
| Deed Book / Page | 2269 / 1799 |
| Last Transfer Date | Mar 14, 2024 |
| Transfer Doc | 0063010714 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 18, 2024 |
| Property Address | 10646 MASTERS DR, CLERMONT, FL 34711-7182 |
| Document Number | 0063010714 |
| Book / Page | 6301 / 714 |
| Map Reference | MB 43 PG 90&91 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024031280 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10646 MASTERS DR, CLERMONT, FL 34711-7182 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10646 MASTERS DR, CLERMONT, FL 34711-7182 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10646 MASTERS DR, CLERMONT, FL 34711-7182 |
| Document Number | 0055801502 |
| Instrument Date | Nov 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10646 MASTERS DR CLERMONT FL 347117182, CLERMONT, FL 34711-7182 |
| Document Number | 0055801502 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 005580/001502 |
| Instrument | 126860 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Nov 11, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,380 (+2.9%) | $381,359 (-0.03%) Land $102,300 Building $279,059 | |
| 2025 | $191,820 (+5.98%) Land $102,300 Building $89,520 | $381,459 (-4.51%) Land $102,300 Building $279,159 | |
| 2024 | $2,642.00 (+10.18%) | ||
| 2023 | $2,398.00 (+6.86%) Homeowner's exemption Disabled Person's exemption | $180,990 (+3%) | $399,481 (+35.41%) Land $102,300 Building $297,181 |
| 2022 | $2,244.00 Homeowner's exemption Disabled Person's exemption | $175,720 | $295,017 Land $62,000 Building $233,017 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: Spectrum.
Based on FCC filings for 163 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GROVELAND WATER DEPARTMENT serves 23,628 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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