10637 Masters Dr, Clermont, FL 34711 Property Records

Lake County property record for 10637 Masters Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,263 sqft · built 2004
Lot Size	0.182 acres (7,918 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2019)
Tax Bill	$3,259 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1015-000-20400`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1015-000-20400`
Alternative APNs	`252211101500020400` `3794465`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,263 sqft Living Area
Gross Area	2,683 sqft
1st Floor Area	2,151 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,918 sqft (0.182 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3794465
Street Address	10637 MASTERS DR
City	CLERMONT
State	FL
Zip	34711-7182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALISADES PHASE 2B SUB LOT 204 PB 43 PG 90-91 ORB 5367 PG 338
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE 2B SUB
Legal Tract	1015
Legal Lot Number	204
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2085
Census Tract	31207

Owner

10637 Masters Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10637 MASTERS DR, CLERMONT, FL 34711-7182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jan 21, 2004 · Amount on File
Deed Document Number	2019123605
Deed Book / Page	5367 / 338
Prior Transfer Date	Jan 25, 2005
Prior Transfer Doc	0027661369
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 31, 2019
Property Address	10637 MASTERS DR, CLERMONT, FL 34711-7182
Document Number	0053670338
Book / Page	005367 / 000338
Instrument Date	Oct 24, 2019
Instrument	123605
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	THE CLOSING BOUTIQUE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10637 MASTERS DR CLERMONT FL 347117182, CLERMONT, FL 34711-7182

Mortgage

Document Number	53670339
Date	Oct 31, 2019
Book Page	005367/000339
Instrument	123606

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,670 (+2.9%)	$325,917 (-) Land $62,000 Building $263,917
2025		$234,860 Land $62,000 Building $172,860	$325,917 Land $62,000 Building $263,917
2024	$3,259.00 (+8.49%)
2023	$3,004.00 (+8.17%) Homeowner's exemption	$221,610 (+3%)	$342,818 (+22.8%) Land $62,000 Building $280,818
2022	$2,777.00 Homeowner's exemption	$215,160	$279,166 Land $62,000 Building $217,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10637 Masters Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10637 Masters Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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