10646 Laxer Cay Loop, San Antonio, FL 33576 Property Records

Pasco County property record for 10646 Laxer Cay Loop, San Antonio, FL 33576

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,828 sqft · built 2022
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$619,035 (Jun 2022)
Tax Bill	$10,705 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-25-20-0090-01700-0360`

Property Details

APN / Parcel Number

Primary APN	`15-25-20-0090-01700-0360`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,828 sqft Living Area
Gross Area	3,709 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Garage Area	622 sqft
Driveway	Driveway
Driveway Area	918 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	10646 LAXER CAY LOOP
City	SAN ANTONIO
State	FL
Zip	33576-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MIRADA PARCEL 18-2 PB 84 PG 128 BLOCK 17 LOT 36
Legal Subdivision	MIRADA
Legal Block	17
Legal Lot Number	36
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1005
Census Tract	32103

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10646 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	2022137602
Deed Book / Page	10638 / 3213
Record Updated	Jun 8, 2026

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 20, 2022
Property Address	10646 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7307
Document Number	0106383213
Book / Page	10638 / 3213
Map Reference	MB 84 PG 128-131
Instrument Date	Jun 17, 2022
Instrument	2022137602
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,333.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10646 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7307

Mortgage

Document Number	0106383214
Date	Jun 20, 2022
Instrument	10638/3214

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,705.00 (+2.47%) Homeowner's exemption	$461,711 (+3.77%) Land $94,032 Building $367,679	$461,711 (+3.77%) Land $94,032 Building $367,679
2023	$10,447.00 (+155.62%) Additional exemption filed	$444,924 (+730.58%) Land $64,152 Building $380,772	$444,924 (+730.58%) Land $64,152 Building $380,772
2022	$4,087.00	$53,568	$53,568 Land $53,568

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 288 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	288 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20