Pasco County property record for 10609 Laxer Cay Loop, San Antonio, FL 33576
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,528 sqft · built 2022 |
| Lot Size | 0.194 acres (8,441 sqft) |
| Owner | Individual Name on File |
| Last Sale | $487,000 (May 2026) |
| Tax Bill | $10,756 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-20-0090-01800-0870 |
| Primary APN | 16-25-20-0090-01800-0870 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,528 sqft Living Area |
| Gross Area | 3,157 sqft |
| 1st Floor Area | 2,528 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,441 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Driveway | Driveway |
| Driveway Area | 906 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10609 LAXER CAY LOOP |
|---|---|
| City | SAN ANTONIO |
| State | FL |
| Zip | 33576-7308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MIRADA PARCEL 18-2 PB 84 PG 128 BLOCK 18 LOT 87 |
| Legal Subdivision | MIRADA |
| Legal Tract | 90 |
| Legal Block | 18 |
| Legal Lot Number | 87 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32103 |
10609 Laxer Cay Loop is owned and occupied by an individual who bought it in May 2026.
Source: Pasco County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION |
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION |
| Sep 21, 2022 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Sep 7, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Sep 21, 2022 · Amount on File |
| Deed Document Number | 202685236 |
| Deed Book / Page | 11415 / 3877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 7, 2026 |
| Property Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Document Number | 0000085236 |
| Book / Page | 11415 / 3877 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.85236 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344,309.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Document Number | 0000085237, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026..85237 |
| Name | FIRST COLONY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 7, 2026 |
| Property Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Document Number | 0114153877 |
| Book / Page | 11415 / 3877 |
| Instrument Date | May 5, 2026 |
| Instrument | 202685236 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344,309.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Document Number | 0000085237, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 202685237 |
| Name | FIRST COLONY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 21, 2022 |
| Property Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Document Number | 0106952973 |
| Book / Page | 10695 / 2973 |
| Map Reference | MB 84 PG 128-131 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022208839 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,738.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Document Number | 0106952974 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 10695/2974 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 7, 2021 |
| Property Address | 10609 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7308 |
| Document Number | 0104311788 |
| Book / Page | 10431 / 1788 |
| Map Reference | MB 85 PG 22&23 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021189079 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,005.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995 |
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR, TEMPLE TERRACE, FL 33637-0935 |
The 2025 property tax bill for 10609 Laxer Cay Loop was $10,756, up 196.7% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,009 (-1.56%) Land $94,287 Building $322,722 | $417,009 (-1.56%) Land $94,287 Building $322,722 | |
| 2025 | $10,756.00 (+196.72%) | $423,636 Land $94,287 Building $329,349 | $423,636 Land $94,287 Building $329,349 |
| 2024 | $3,625.00 (+2.69%) | ||
| 2023 | $3,530.00 (-13.71%) Additional exemption filed | $405,511 (+653.42%) Land $64,407 Building $341,104 | $405,511 (+653.42%) Land $64,407 Building $341,104 |
| 2022 | $4,091.00 | $53,823 | $53,823 Land $53,823 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10609 Laxer Cay Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 288 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 288 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10609 Laxer Cay Loop is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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