10645 Osceola Loop, Westminster, CO 80031 Property Records

Adams County property record for 10645 Osceola Loop, Westminster, CO 80031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,193 sqft · built 2001
Lot Size	0.227 acres (9,889 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Aug 2002)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Mortgage
APN	`1719-07-4-08-017`

Property Details

APN / Parcel Number

Primary APN	`1719-07-4-08-017`
Alternative APNs	`0171907408017` `R0125002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,193 sqft Living Area
Gross Area	3,976 sqft
1st Floor Area	2,193 sqft
Basement Area	1,383 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,889 sqft (0.227 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	36 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0125002
Street Address	10645 OSCEOLA LOOP
City	WESTMINSTER
State	CO
Zip	80031-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:LEGACY RIDGE WEST FILING NO 2 BLK:2 LOT:17
Legal Range	68W
Legal Township	02S
Legal Section	07
Legal Quarter	4
Legal Subdivision	LEGACY RIDGE WEST
Legal Block	2
Legal Lot Number	17
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1012
Census Tract	9409

Owner

10645 Osceola Loop is owned and occupied by two individuals who acquired it in February 2018.

Source: Adams County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10645 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CITYWIDE BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2002 · Amount on File
Deed Sale	Aug 27, 2002 · Amount on File
Deed Document Number	20021015367
Last Transfer Date	Feb 23, 2018
Transfer Doc	0000016600
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10645 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034349
Date	Mar 23, 2021
Instrument	2021000034349

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Feb 28, 2018
Property Address	10645 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913
Document Number	0000016600
Instrument Date	Feb 23, 2018
Instrument	2018000016600
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913

Mortgage

Document Number	0000016601
Date	Feb 28, 2018
Instrument	2018000016601

Lender

Name	CITYWIDE BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10645 Osceola Loop was $1,635, down 64.3% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Westminster City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (-64.26%)	$54,540 Land $12,240 Building $42,300	$802,000 Land $180,000 Building $622,000
2024	$4,575.00 (-22.84%)
2023	$5,929.00 (+6.1%)	$56,960 (+7.13%) Land $11,030 Building $45,930	$842,000 (+10.07%) Land $163,000 Building $679,000
2022	$5,588.00	$53,170 Land $22,660 Building $30,510	$764,978 Land $326,000 Building $438,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 10645 Osceola Loop; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10645 Osceola Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 202,078 people · EPA ID CO0101170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
CenturyLink DSL	140 / 20
Aerux Broadband Fixed Wireless	100 / 100

May also be available: LiveWireNet, T-Mobile, Verizon.

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