10615 Osceola Loop, Westminster, CO 80031 Property Records

Adams County property record for 10615 Osceola Loop, Westminster, CO 80031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,193 sqft · built 2003
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$400,613 (Mar 2004)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Sep 2022 Sale Jul 2022 Reverse Mortgage + 1 more
APN	`R0124996`

Property Details

APN / Parcel Number

Primary APN	`R0124996`
Alternative APNs	`0171907408014` `171907408014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft
Basement Area	1,383 sqft
Finished Basement	700 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0124996
Old Parcel Number	171907408014
Street Address	10615 OSCEOLA LOOP
City	WESTMINSTER
State	CO
Zip	80031-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:LEGACY RIDGE WEST FILING NO 2 BLK:2 LOT:14
Legal Range	68W
Legal Township	02S
Legal Section	07
Legal Quarter	SE
Legal Subdivision	LEGACY RIDGE WEST
Legal Block	2
Legal Lot Number	14
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1012
Census Tract	9409

Owner

10615 Osceola Loop is owned and occupied by an individual who bought it in March 2004.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	10615 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Beneficiary Deed, Transfer
Jul 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2004 · Amount on File
Deed Sale	Mar 8, 2004 · Amount on File
Deed Document Number	20040308000068440
Record Updated	Jun 8, 2026

September 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 28, 2022
Property Address	10615 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913
Document Number	0000080595
Instrument Date	Sep 28, 2022
Instrument	2022000080595
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10615 OSCEOLA LOOP, 10615, WESTMINSTER, CO 80031-1913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10814 GROVE CT, WESTMINSTER, CO 80031-6827

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10615 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913

Mortgage

Document Number	0000063186
Date	Jul 22, 2022
Instrument	2022000063186

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.11%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	10.1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10615 OSCEOLA LOOP, WESTMINSTER, CO 80031-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044953
Date	May 18, 2020
Instrument	2020000044953

Lender

Name	FRONTIER BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10615 Osceola Loop was $1,717.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Westminster City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00	$46,070 Land $9,910 Building $36,160	$837,000 Land $180,000 Building $657,000
2023	$6,176.00 (+8.56%)	$59,330 (+9.61%) Land $11,030 Building $48,300	$877,000 (+12.61%) Land $163,000 Building $714,000
2022	$5,689.00	$54,130 Land $22,660 Building $31,470	$778,772 Land $326,000 Building $452,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 10615 Osceola Loop; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10615 Osceola Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 202,078 people · EPA ID CO0101170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
CenturyLink DSL	140 / 20
Aerux Broadband Fixed Wireless	100 / 100

May also be available: LiveWireNet, T-Mobile, Verizon.

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