Pasco County property record for 10645 Garda Dr, Trinity, FL 34655 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,182 sqft Living Area |
| Lot Size | 13,582 sqft (0.311 acres) |
| Garage | 768 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $883,000 (2025) |
| Tax Bill | $12,011.00 (2025) |
| Primary APN | 31-26-17-0130-00000-4250 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,182 sqft Living Area |
| Gross Area | 4,234 sqft Gross Area |
| 1st Floor | 2,846 sqft 1st Floor |
| Upper Floors | 336 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Lot Area | 13,582 sqft (0.311 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Pool Area | 420 sqft Pool |
|---|---|
| Patio Area | 2,526 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 284 sqft Porch |
| View | Golf Course View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1376101 |
|---|---|
| Street Address | 10645 GARDA DR |
| City | TRINITY |
| State | FL |
| Zip | 34655-7051 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 425 |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | CIELO AT THE CHAMPIONS CLUB |
| Legal Tract | 130 |
| Legal Lot Number | 425 |
| Jurisdiction | PASCO FL |
| Minor Civil Division | NEW PORT RICHEY |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 31601 |
Source: Pasco County records · APN 31-26-17-0130-00000-4250
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10645 GARDA DR, TRINITY, FL 34655-7051 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Oct 27, 2022 · Amount on Record |
| Deed Doc Number | 0011236680 |
| Deed Book / Page | 11236 / 680 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 27, 2022 |
| Property Address | 10645 GARDA DR, TRINITY, FL 34655-7051 |
| Document Number | 0107133962 |
| Book / Page | 10713 / 3962 |
| Map Reference | MB 46 PG 21-24 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022231553 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | CAPITAL TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10342 ALTRARA WAY, 10342, TRINITY, FL 34655-7040 |
| Name | Verified Name |
|---|---|
| Address | 10645 GARDA DR, TRINITY, FL 34655-7051 |
| Document Number | 0107133964 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 10713/3964 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 14, 2020 |
| Property Address | 10645 GARDA DR, TRINITY, FL 34655-7051 |
| Document Number | 0101370338 |
| Book / Page | 010137 / 000338 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 112713 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | TROPIC TITLE SERVICES, TROPIC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,941.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9313 ROYAL PALM AVE NEW PORT RICHEY FL 346545051, NEW PORT RICHEY, FL 34654-5051 |
| Document Number | 101370340 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 010137/000340 |
| Instrument | 112714 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,011.00 (-4.44%) Homeowner's exemption | $720,780 (-4.13%) Land $195,391 Building $525,389 | $772,619 (+2.77%) Land $195,391 Building $577,228 |
| 2023 | $12,569.00 (+44.69%) Additional exemption filed | $751,799 (+33.25%) Land $146,491 Building $605,308 | $751,799 (+15.07%) Land $146,491 Building $605,308 |
| 2022 | $8,687.00 Homeowner's exemption | $564,220 Land $145,091 Building $419,129 | $653,360 Land $145,091 Building $508,269 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 813 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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