10644 Garda Dr, Trinity (New Port Richey), FL 34655 Property Records

Pasco County property record for 10644 Garda Dr, Trinity, FL 34655 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Year Built	Built 2005
Square Footage	3,828 sqft Living Area
Lot Size	10,080 sqft (0.231 acres)
Garage	Attached, 504 sqft
Occupancy	Owner Occupied
Last Sale	$484,260 (2005)
Tax Bill	$8,385.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-26-17-0130-00000-4300`
Alternative APNs	`1726310130000004300` `1376106`

Interior

Full Baths	4 Baths
Building Area	3,828 sqft Living Area
Gross Area	4,332 sqft Gross Area
1st Floor	2,940 sqft 1st Floor
Upper Floors	888 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	10,080 sqft (0.231 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage

Exterior Amenities

Pool Area	420 sqft Pool
Patio Area	460 sqft Patio
Porch	Open Porch
Porch Area	278 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	10644 GARDA DR
City	TRINITY
State	FL
Zip	34655-7048
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 430 OR 6325 PG 1337
Legal Range	17E
Legal Township	26S
Legal Section	31
Legal Subdivision	CIELO AT THE CHAMPIONS CLUB
Legal Tract	130
Legal Lot Number	430
Jurisdiction	PASCO FL
Minor Civil Division	NEW PORT RICHEY
Census Blockgroup	1
Census Block	1002
Census Tract	31601

Owner

Source: Pasco County records · APN 31-26-17-0130-00000-4300

Assessment roll updated December 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10644 GARDA DR, TRINITY, FL 34655-7048
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2005 · Amount on Record
Deed Sale	Apr 18, 2005 · Amount on Record
Prior Sale	Jun 28, 2004 · Amount on Record
Deed Doc Number	200573804
Deed Book / Page	6325 / 1337
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	May 05, 2026
Property Address	10644 GARDA DR, TRINITY, FL 34655-7048
Document Number	0114141074
Book / Page	11414 / 1074
Instrument Date	Apr 04, 2026
Instrument	202683618
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10644 GARDA DR, TRINITY, FL 34655-7048

Mortgage

Document Number	0000083618,
Date	May 05, 2026
Book Page	11414/1074
Instrument	202683618

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,490 (+2.9%)	$791,739 (-0.17%) Land $125,794 Building $665,945
2025	$8,573.00 (+2.24%) Homeowner's exemption	$521,370 (+5.98%) Land $125,794 Building $395,576	$793,123 (-1.96%) Land $125,794 Building $667,329
2024	$8,385.00 (+3.52%)
2023	$8,100.00 (+9.47%) Additional exemption filed	$491,930 (+3%) Land $109,394 Building $382,536	$808,971 (+18.61%) Land $109,394 Building $699,577
2022	$7,399.00 Homeowner's exemption	$477,610 Land $95,094 Building $382,516	$682,024 Land $95,094 Building $586,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.