10644 Reams Rd, Windermere, FL 34786 Property Records

Orange County property record for 10644 Reams Rd, Windermere, FL 34786 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2014
Square Footage	1,882 sqft Living Area
Lot Size	4,160 sqft (0.96 acres)
Occupancy	Owner Occupied
Last Sale	$341,000 (2021)
Tax Bill	$5,715.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`36-23-27-9159-00-620`
Alternative APNs	`272336915900620` `158659` `159931` `162350`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,882 sqft Living Area
Gross Area	2,752 sqft Gross Area
1st Floor	746 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,160 sqft (0.96 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	478 sqft Garage
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	10644 REAMS RD
City	WINDERMERE
State	FL
Zip	34786-5714
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WINDERMERE TRAILS PHASE 1C 80/15 LOT 62
Legal Range	27E
Legal Township	23S
Legal Section	36
Legal Subdivision	WINDERMERE TRAILS PH 1C
Legal Phase	1C
Legal Tract	9159
Legal Lot Number	62
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	3
Census Block	3048
Census Tract	17112

Owner

Source: Orange County records · APN 36-23-27-9159-00-620

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10644 REAMS RD, WINDERMERE, FL 34786-5714
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Nov 05, 2014 · Amount on Record
Deed Doc Number	202183467
Prior Transfer Date	Feb 09, 2021
Prior Transfer Doc	0000083465
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10644 REAMS RD, WINDERMERE, FL 34786-5714
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8575 LOOKOUT POINTE DR, WINDERMERE, FL 34786-6509

Mortgage

Document Number	20210083468
Date	Feb 11, 2021
Instrument	20210083468

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,458 (+2.7%)	$408,380 (-8.42%) Land $100,000 Building $308,380
2025	$5,715.00 (+5.02%) Homeowner's exemption	$356,824 (+5.99%)	$445,940 (+11.63%) Land $100,000 Building $345,940
2024	$5,442.00 (+7.44%)
2023	$5,065.00 (+3.79%) Homeowner's exemption	$336,668 (+3%)	$399,490 (+22.22%) Land $95,000 Building $304,490
2022	$4,880.00 Homeowner's exemption	$326,862 Land $71,250 Building $255,612	$326,862 Land $71,250 Building $255,612

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.