10644 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 10644 Pointer Ridge Dr, Charlotte, NC 28214 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,000 sqft Heated Area
Lot Size12,241 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$159,500 (2004)
Tax Bill$2,046.00 (2023)

Owner

Source: Mecklenburg County records · APN 031-462-77

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10644 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILEND INC
Sep 25, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2004 · Amount on Record
Deed SaleDec 22, 2004 · Amount on Record
Prior SaleMar 17, 2004 · Amount on Record
Deed Doc Number0018157538
Deed Book / Page18157 / 538
Record RefreshedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10644 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214924
DateNov 10, 2021
Book Page36749/422
Instrument2021214924
Lender
NameMILEND INC
TypeMortgage Company
AddressALPHARETTA, GA 30009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10644 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127128
DateSep 25, 2019
Book Page33877/657
Instrument2019127128
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN031-462-77

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,000 sqft Heated Area
Gross Area2,460 sqft Gross Area
1st Floor800 sqft 1st Floor
Upper Floors1,200 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area12,241 sqft (0.281 acres)
Garage Area400 sqft Garage
Porch1 Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number031-462-77
Street Address10644 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-1075
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL46 M40-59
Legal SubdivisionCATAWBA RIVER PLANTATION PH 03
Legal Lot Number46
JurisdictionMECKLENBURG NC
Minor Civil Division12, PAW CREEK
Census Blockgroup1
Census Block1011
Census Tract6013

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