10631 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 10631 Pointer Ridge Dr, Charlotte, NC 28214 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,676 sqft Heated Area
Lot Size9,994 sqft (0.229 acres)
OccupancyOwner Occupied
Last Sale$159,500 (2004)
Tax Bill$2,209.00 (2023)

Property Details

APN / Parcel Number

Primary APN031-462-46

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,676 sqft Heated Area
Gross Area3,148 sqft Gross Area
1st Floor1,120 sqft 1st Floor
Upper Floors1,556 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area9,994 sqft (0.229 acres)
Garage Area400 sqft Garage
Patio Area80 sqft Patio
Porch1 Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number031-462-46
Street Address10631 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-1075
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL57 M40-59
Legal SubdivisionCATAWBA RIV PLANTATION PH 04 M
Legal Lot Number57
JurisdictionMECKLENBURG NC
Minor Civil Division12, PAW CREEK
Census Blockgroup1
Census Block1009
Census Tract6013

Owner

Source: Mecklenburg County records · APN 031-462-46

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10631 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
FOUNDERS FCU
Aug 24, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
FOUNDERS FCU
Nov 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
FOUNDERS FCU
May 16, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2004 · Amount on Record
Deed SaleDec 21, 2004 · Amount on Record
Prior SaleDec 21, 2004 · Amount on Record
Deed Doc Number0000263188
Last Transfer DateMay 16, 2018
Transfer Doc0000059784
Record RefreshedJun 07, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10631 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100040
DateOct 20, 2023
Book Page38438/585
Instrument2023100040
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 05, 2038

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10631 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000162935
DateAug 24, 2021
Book Page36447/713
Instrument2021162935
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 05, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10631 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000151241
DateNov 06, 2019
Book Page34015/361
Instrument2019151241
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 05, 2039

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 16, 2018
Property Address10631 POINTER RIDGE DR, CHARLOTTE, NC 28214-1075
Document Number0000059784
Book / Page32682 / 580
Map ReferenceMB40 PG59
Instrument DateMay 11, 2018
Instrument2018059784
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000059785
DateMay 16, 2018
Instrument2018059785
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2038

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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