10643 Whiterock Ct, Laurel, MD 20723 Property Records

Howard County property record for 10643 Whiterock Ct, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 ba · 1,220 sqft · built 1984
Lot Size	0.039 acres (1,698 sqft)
Owner	Individual Name on File
Last Sale	$5,395,000 (Nov 2021)
Tax Bill	$5,639 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-471080`

Property Details

APN / Parcel Number

Primary APN	`06-471080`
Alternative APNs	`6471080` `471080`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,220 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,698 sqft (0.039 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	471080
Street Address	10643 WHITEROCK CT
City	LAUREL
State	MD
Zip	20723-1260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 18 .0393 A 10643 WHITEROCK CT MURRAY HILL S 4 AR 1
Legal Subdivision	MURRAY HILL SEC 04
Legal Lot Number	18
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606808

Owner

Source: Howard County records · APN 06-471080

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10643 WHITEROCK CT, LAUREL, MD 20723-1260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 29, 2017	Grant Deed, Transfer · FHA Mortgage HOWARD BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	2021
Deed Book / Page	21126 / 330
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 19, 2021
Property Address	10643 WHITEROCK CT, LAUREL, MD 20723-1260
Document Number	0211260330
Book / Page	21126 / 330
Map Reference	MB 5397
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10643 WHITEROCK CT, LAUREL, MD 20723-1260

Mortgage

Document Number	21126337
Date	Nov 19, 2021
Instrument	21126/337

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 29, 2017
Property Address	10643 WHITEROCK CT, LAUREL, MD 20723-1260
Document Number	0179890178
Book / Page	017989 / 000178
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Jan 09, 2018
Title Company	TITLE-RITE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10643 WHITEROCK CT LAUREL MD 207231260, LAUREL, MD 20723-1260

Mortgage

Document Number	179890185
Date	Dec 29, 2017
Book Page	017989/000185

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,433 (+4.95%)	$416,300 (+14.84%) Land $200,000 Building $216,300
2025	$5,639.00 (+7%)	$362,500 (+14.27%) Land $155,000 Building $207,500	$362,500 (-) Land $155,000 Building $207,500
2023		$317,233	$362,500 Land $155,000 Building $207,500
2022	$3,317.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Whiterock Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures