10642 Whiterock Ct, Laurel, MD 20723 Property Records

Howard County property record for 10642 Whiterock Ct, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,220 sqft · built 1984
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Aug 2020)
Tax Bill	$4,836 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-471218`

Property Details

APN / Parcel Number

Primary APN	`06-471218`
Alternative APNs	`6471218` `471218`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,220 sqft Total Area
Basement Area	1 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Deck Area	170 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	471218
Street Address	10642 WHITEROCK CT
City	LAUREL
State	MD
Zip	20723-1261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 29 .0408 A 10642 WHITEROCK CT MURRAY HILL S 4 AR 1
Legal Subdivision	MURRAY HILL SEC 04 AR 01
Legal Lot Number	29
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10642 WHITEROCK CT, LAUREL, MD 20723-1261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	May 13, 2003 · Amount on Record
Deed Book / Page	19629 / 369
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 18, 2020
Property Address	10642 WHITEROCK CT, LAUREL, MD 20723-1261
Document Number	0196290369
Book / Page	19629 / 369
Map Reference	PL 5397 5398&5399
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10642 WHITEROCK CT, LAUREL, MD 20723-1261

Mortgage

Document Number	19629377
Date	Aug 18, 2020
Instrument	19629/377

Lender

Name	CORNERSTONE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,836.00 (-0.56%) Homeowner's exemption	$342,467 (+5.28%)	$376,800 (+15.83%) Land $200,000 Building $176,800
2025	$4,863.00 (+63.52%) Homeowner's exemption	$325,300 (+14.31%) Land $155,000 Building $170,300	$325,300 (-) Land $155,000 Building $170,300
2023		$284,567	$325,300 Land $155,000 Building $170,300
2022	$2,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20