10640 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 10640 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	1 ba · 944 sqft · built 1936
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (Jul 2020)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-13-4005-000`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-13-4005-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	704 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Wood Siding
Lot Area	91,040 sqft (2.09 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10640 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF E 1/2 OF SEC 13 COM AT A PT ON E SEC LINE 1895. 95 FT N OF SE CORN OF SD SEC 13 TH S ON E SEC LINE 70 FT TH S89DEG
Legal Range	05E
Legal Township	10N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	3
Census Block	3002
Census Tract	13000

Owner

10640 Elms Rd is owned by an individual who bought it in July 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12711 E JEFFERSON AVE, 15581, DETROIT, MI 48215-7538
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Feb 26, 2018 · Amount on File
Deed Document Number	202018115
Prior Transfer Date	Jul 18, 2000
Prior Transfer Doc	2188000871
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 22, 2020
Property Address	10640 ELMS RD, BIRCH RUN, MI 48415-8435
Document Number	0000018115
Instrument Date	Jul 6, 2020
Instrument	18115
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12711 E JEFFERSON AVE #155 DETROIT MI 482157501, 155, DETROIT, MI 48215-7501

Tax Assessment & Valuation

The 2025 property tax bill for 10640 Elms Rd was $2,508.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,900	$133,800
2025	$2,508.00
2023		$51,400	$102,800
2022	$2,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10640 Elms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10640 Elms Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30