10375 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 10375 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,688 sqft · built 1983
Lot Size	4.42 acres (192,535 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Mar 2026 Transfer May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-13-1006-001`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-13-1006-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	1,688 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Lot Area	192,535 sqft (4.42 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	520 sqft
Patio Area	64 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10375 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF E1/2 OF NE1/4 OF SEC 13 COM AT A POINT ON C/L OF ELMS ROAD AT N1/8 LINE OF SEC 31 TH S34DEG 44MIN 52 SECO NDS E
Legal Range	05E
Legal Township	10N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	3
Census Block	3000
Census Tract	13000

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10375 ELMS RD, BIRCH RUN, MI 48415-8435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer
May 1, 2019	Loan Modification, Mortgage · Conventional Mortgage STATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2026
Transfer Doc	0000005774
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Mar 20, 2026
Property Address	10375 ELMS RD, BIRCH RUN, MI 48415-8435
Document Number	0000005774
Instrument Date	Mar 19, 2026
Instrument	2026005774
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10375 ELMS RD, BIRCH RUN, MI 48415-8435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10375 ELMS RD, BIRCH RUN, MI 48415-8435

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	10375 ELMS RD, BIRCH RUN, MI 48415-8435
Document Number	0000014919
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10375 ELMS RD BIRCH RUN MI 484158435, BIRCH RUN, MI 48415-8435

Mortgage

Document Number	0000014919
Date	Jun 4, 2019
Instrument	14919

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2034

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,700 (+9.33%)	$269,400 (+9.33%)
2025	$2,264.00 (+20.81%) Homeowner's exemption	$123,200 (+23.82%)	$246,400 (+23.82%)
2023		$99,500	$199,000
2022	$1,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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