Hillsborough County property record for 10640 E Bay Rd, Gibsonton, FL 33534
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,876 sqft · built 1970 |
| Lot Size | 0.632 acres (27,536 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,375 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 077174-0004 |
| Primary APN | 077174-0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,684 sqft |
| 1st Floor Area | 1,876 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 27,536 sqft (0.632 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 429 sqft |
| Carport | Carport |
| Carport Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 808 sqft |
| Patio Area | 429 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0771740004 |
|---|---|
| Street Address | 10640 E BAY RD |
| City | GIBSONTON |
| State | FL |
| Zip | 33534-5111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-3 |
| Legal Description | BEG AT A PT 1053.25 FT S AND 636.73 FT E OF NW COR RUN NELY ALONG A CURVE N 32 DEG 20 MIN E 100 FT S 40 DEG 09 MIN E 295.5 FT MOL TO WATERS OF BULL FROG CREEK SWLY ALONG WATERS TO PT S 36 DEG 29 MIN E 305.7 FT MOL FROM POB AND N 36 DEG 29 MIN W 305.7 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 30 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 3 |
| Legal Lot Number | 6330 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13803 |
10640 E Bay Rd is owned and occupied by two individuals.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10640 E BAY RD, GIBSONTON, FL 33534-5111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10640 E Bay Rd was $4,375, up 110.3% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,734 (-4.41%) Land $86,396 Building $88,338 | $174,734 (-4.41%) Land $86,396 Building $88,338 | |
| 2025 | $4,375.00 (+110.34%) | $182,794 Land $85,676 Building $97,118 | $182,794 Land $85,676 Building $97,118 |
| 2024 | $2,080.00 (+6.61%) | ||
| 2023 | $1,951.00 (+12.32%) Homeowner's exemption Senior Citizen's exemption | $118,192 (+3%) | $161,213 (+13.43%) Land $72,486 Building $88,727 |
| 2022 | $1,737.00 Homeowner's exemption Senior Citizen's exemption | $114,750 | $142,125 Land $47,485 Building $94,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10640 E Bay Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 52 (1982–2024) |
| Claims Outside the SFHA | 10 of 52 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10640 E Bay Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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