Hillsborough County property record for 10610 E Bay Rd, Gibsonton, FL 33534
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,634 sqft · built 1985 |
| Lot Size | 1.36 acres (59,436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2020) |
| Tax Bill | $5,399 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 077174-0150 |
| Primary APN | 077174-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,634 sqft Living Area |
| Gross Area | 3,564 sqft |
| 1st Floor Area | 2,634 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 59,436 sqft |
| Lot Dimensions | 200 ft deep x 193 ft wide |
| Garage Area | 570 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 64 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0771740150 |
|---|---|
| Street Address | 10610 E BAY RD |
| City | GIBSONTON |
| State | FL |
| Zip | 33534-5111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | COMM AT NW COR THN S 813.50 FT E 842.02 FT TO SLY R/W OF EAST BAY RD THN NELY ALG CURVE W/RAD 741.06 FT CHD DISTANCE 75.00 FT CHD BRG N 54 DEG 44 MIN E 75 FT THN N 59 DEG 44 MIN E 139.93 FT ALG SD R/W THN S 41 DEG 34 MIN E 254.16 FT THN S 14 DEG 32 M |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 30 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 3 |
| Legal Lot Number | 6380 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13803 |
10610 E Bay Rd is owned and occupied by two individuals who bought it in May 2020.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10610 E BAY RD, GIBSONTON, FL 33534-5111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2020 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAURA L LINTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Prior Sale | May 10, 2018 · Amount on File |
| Deed Document Number | 2020189869 |
| Prior Transfer Date | Dec 20, 2011 |
| Prior Transfer Doc | 0000036337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 7, 2020 |
| Property Address | 10610 E BAY RD, GIBSONTON, FL 33534-5111 |
| Document Number | 0000189869 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2020189869 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FOUNDATION TITLE & TRUST LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 TOMAHAWK TRL, 405, BRANDON, FL 33511-8082 |
| Name | Verified Name |
|---|---|
| Address | 10610 E BAY RD, GIBSONTON, FL 33534-5111 |
| Document Number | 0000189870 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 2020189870 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 10, 2018 |
| Property Address | 10610 E BAY RD, GIBSONTON, FL 33534-5111 |
| Document Number | 0257590976 |
| Book / Page | 025759 / 000976 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 187061 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | EXECUTIVE TITLE/FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,535.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 TOMAHAWK TRL BRANDON FL 335118082, BRANDON, FL 33511-8082 |
| Document Number | 257590980 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 025759/000980 |
| Instrument | 187062 |
| Name | LAURA L LINTON |
|---|---|
| Address | 10444 ARBOR GROVES PL, RIVERVIEW, FL 33578-4085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5% |
|---|
| Document Number | 257590985, |
|---|---|
| Date | May 10, 2018 |
| Book Page | 025759/000985 |
| Instrument | 187063 |
| Name | LAURA L LINTON |
|---|---|
| Address | 10444 ARBOR GROVES PL, RIVERVIEW, FL 33578-4085 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Rate | 5% |
|---|
The 2025 property tax bill for 10610 E Bay Rd was $5,399 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,579 (+2.7%) | $399,066 (-5.36%) Land $163,290 Building $235,776 | |
| 2025 | $5,399.00 Homeowner's exemption | $302,414 | $421,652 Land $160,230 Building $261,422 |
| 2023 | $4,802.00 (+4.55%) Homeowner's exemption | $285,634 (+3%) | $373,749 (+6.81%) Land $135,540 Building $238,209 |
| 2022 | $4,593.00 Homeowner's exemption | $277,315 | $349,926 Land $92,025 Building $257,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10610 E Bay Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 52 (1982–2024) |
| Claims Outside the SFHA | 10 of 52 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10610 E Bay Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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