McDowell County property record for 1025 Apple Ln, Spruce Pine, NC 28777
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,560 sqft · built 1982 |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,000 (Sep 1989) |
| Tax Bill | $1,550 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1708-00-38-5529 |
| Primary APN | 1708-00-38-5529 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| Basement Area | 1,280 sqft |
| Finished Basement | 1,280 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 7868 |
|---|---|
| Street Address | 1025 APPLE LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.70 AC LT 15 APPLE MTN PB 3/58 |
| Legal Subdivision | APPLE MTN. SD |
| Legal Lot Number | 15 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970101 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1025 APPLE LN, SPRUCE PINE, NC 28777-8568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1989 · Amount on Record |
| Deed Sale | Sep 1, 1989 · Amount on Record |
| Deed Document Number | 0000402681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AIKEN SC |
| Recording Date | Apr 24, 2024 |
| Property Address | 1025 APPLE LN, SPRUCE PINE, NC 28777-8568 |
| Document Number | 05154/0719 |
| Book / Page | 5154 / 719 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 2024009171 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 NORTHERN PINES RD, RAYMOND, ME 04071-6280 |
| Name | Verified Name |
|---|---|
| Address | 1025 APPLE LN, SPRUCE PINE, NC 28777-8568 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 1025 APPLE LN, SPRUCE PINE, NC 28777-8568 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012790969 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 1279/0969 |
| Instrument | 2019003273 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550.00 | $243,280 (-) Land $40,000 Building $203,280 | |
| 2023 | $1,550.00 | $243,280 Land $40,000 Building $203,280 | $243,280 Land $40,000 Building $203,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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