10638 Thomas Cir, Cypress, CA 90630 Property Records

Orange County property record for 10638 Thomas Cir, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1971
Lot Size	0.112 acres (4,892 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Jan 2021)
Tax Bill	$9,196 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`134-443-59`

Property Details

APN / Parcel Number

Primary APN	`134-443-59`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	4,892 sqft (0.112 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10638 THOMAS CIR
City	CYPRESS
State	CA
Zip	90630-4963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6657 BLK LOT 52
Legal Subdivision	TRACT NO 6657
Legal Tract	6657
Legal Lot Number	52
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1006
Census Tract	110113

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10638 THOMAS CIR, CYPRESS, CA 90630-4963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 7, 2021	Grant Deed, Transfer · Conventional Mortgage VICTORIA FINANCIAL CORP
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	202111871
Prior Transfer Date	Nov 16, 2017
Prior Transfer Doc	0000507390
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10638 THOMAS CIR, CYPRESS, CA 90630-4963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10638 THOMAS CIR, CYPRESS, CA 90630-4963

Mortgage

Document Number	0000482779
Date	Sep 11, 2020
Instrument	2020000482779

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 7, 2021
Property Address	10638 THOMAS CIR, CYPRESS, CA 90630-4963
Document Number	0000011871
Map Reference	MB 275 PG 36-39
Instrument Date	Dec 9, 2020
Instrument	2021000011871
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10638 THOMAS CIR, CYPRESS, CA 90630-4963

Mortgage

Document Number	0000011872
Date	Jan 7, 2021
Instrument	2021000011872

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 22, 2017
Property Address	10638 THOMAS CIR, CYPRESS, CA 90630-4963
Document Number	0000507390
Instrument Date	Nov 16, 2017
Instrument	507390
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 348 CYPRESS CA 906300348, CYPRESS, CA 90630-0348

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Savanna Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,896 (+2%) Land $697,607 Building $86,289
2025	$9,196.00 (+7.39%)	$768,526 (+4.04%) Land $683,928 Building $84,598
2023	$8,563.00 (+1.99%)	$738,684 Land $657,370 Building $81,314
2022	$8,396.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cosmo Network Solutions, GeoLinks.

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