10678 Thomas Cir, Cypress, CA 90630 Property Records

Orange County property record for 10678 Thomas Cir, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1971
Lot Size	0.128 acres (5,589 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Oct 1997)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`134-443-55`

Property Details

APN / Parcel Number

Primary APN	`134-443-55`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,589 sqft (0.128 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10678 THOMAS CIR
City	CYPRESS
State	CA
Zip	90630-4963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 6657 BLK LOT 56
Legal Subdivision	TRACT NO 6657
Legal Tract	6657
Legal Lot Number	56
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1006
Census Tract	110113

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10678 THOMAS CIR, CYPRESS, CA 90630-4963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Mar 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 1997 · Amount on Record
Deed Sale	Oct 8, 1997 · Amount on Record
Prior Sale	Jun 11, 1997 · Amount on Record
Deed Document Number	1997503974
Prior Transfer Date	Jun 10, 1997
Prior Transfer Doc	0000268936
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10678 THOMAS CIR, CYPRESS, CA 90630-4963
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10678 THOMAS CIR, CYPRESS, CA 90630-4963

Mortgage

Document Number	0000083749
Date	Mar 24, 2026
Instrument	2026000083749

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10678 THOMAS CIR, CYPRESS, CA 90630-4963
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10678 THOMAS CIR, CYPRESS, CA 90630-4963

Mortgage

Document Number	0000296125
Date	Nov 29, 2023
Instrument	2023000296125

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2021
Property Address	10678 THOMAS CIR, CYPRESS, CA 90630-4963
Document Number	0000142391
Map Reference	MB 275 PG 36-39
Instrument Date	Feb 17, 2021
Instrument	2021000142391
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10678 THOMAS CIR, CYPRESS, CA 90630-4963

Mortgage

Document Number	0000142392
Date	Mar 1, 2021
Instrument	2021000142392

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Savanna Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,977 (+2%) Land $312,013 Building $102,964
2025	$4,978.00 (+4.65%) Homeowner's exemption	$406,841 (+4.04%) Land $305,895 Building $100,946
2024	$4,757.00 (+2.68%)
2023	$4,633.00 (+2.05%) Homeowner's exemption	$391,044 Land $294,017 Building $97,027
2022	$4,540.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cosmo Network Solutions, GeoLinks.

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