10636 Pine Bluff Ave, Whitmore Lake, MI 48189 Property Records

Livingston County property record for 10636 Pine Bluff Ave, Whitmore Lake, MI 48189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,169 sqft · built 1976
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jan 2016)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-402-023`

Property Details

APN / Parcel Number

Primary APN	`15-27-402-023`
Alternative APN	`471527402023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	2,169 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	175 ft deep x 90 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Porch
Deck Area	Deck Area
Patio Area	415 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10636 PINE BLUFF AVE
City	WHITMORE LAKE
State	MI
Zip	48189-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WFR
Legal Description	SEC 27 T1N R5E PINE BLUFF ANNEX TO BOB WHITE BEACH LOT 23 & S 40 FT LOT 24
Legal Range	05E
Legal Township	01N
Legal Section	27
Legal Subdivision	PINE BLUFF ANX BOB WHITE BEACH
Legal Lot Number	23-24
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HAMBURG
Census Block Group	1
Census Block	1009
Census Tract	743800

Owner

Source: Livingston County assessment roll, APN 15-27-402-023, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit DFCU FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2016 · Amount on Record
Deed Sale	Jan 15, 2016 · Amount on Record
Prior Sale	Jul 20, 2012
Deed Document Number	20161762
Prior Transfer Date	May 03, 2005
Prior Transfer Doc	0048010934
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000020758
Date	Oct 15, 2025
Instrument	2025R-020758

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	400 TOWN CENTER DR, DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	Nov 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000025293
Date	Jun 11, 2021
Instrument	2021R-025293

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	Nov 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036160
Date	Oct 13, 2020
Instrument	2020R-036160

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	Nov 08, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000049735
Date	Dec 14, 2021
Instrument	2021R-049735

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10636 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Document Number	0000007664
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 09, 2018
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 PINE BLUFF AVE WHITMORE LAKE MI 481899750, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000007664
Date	Mar 28, 2018
Instrument	7664

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hamburg Township
Unified School District	Pinckney Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,250 (+10.84%)	$326,500 (+10.84%)
2025	$3,798.00 (+26.31%) Homeowner's exemption	$147,280 (+19.19%)	$294,560 (+19.19%)
2023		$123,570
2021	$3,007.00		$247,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), as of September 17, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260937438001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1986–2011)
Most Recent Claim	May 2011 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 82 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Broadband, T-Mobile USA.

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