10624 Pine Bluff Ave, Whitmore Lake, MI 48189 Property Records

Livingston County property record for 10624 Pine Bluff Ave, Whitmore Lake, MI 48189

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,399 sqft · built 1940
Lot Size	0.685 acres (29,839 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Oct 2025)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-402-026`

Property Details

APN / Parcel Number

Primary APN	`15-27-402-026`
Alternative APN	`471527402026`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	1,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	29,839 sqft (0.685 acres)
Lot Dimensions	213 ft deep x 140 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	345 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10624 PINE BLUFF AVE
City	WHITMORE LAKE
State	MI
Zip	48189-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WFR
Legal Description	SEC 27 T1N R5E PINE BLUFF ANNEX TO BOB WHITE BEACH LOTS 26 & 27 ALSO NLY 40 FT LOT 25 ALSO ALL THAT PART LOT 47 LYING SLY OF
Legal Range	05E
Legal Township	01N
Legal Section	27
Legal Subdivision	SD SUB
Legal Tract	743800
Legal Lot Number	26-27
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HAMBURG
Census Block Group	1
Census Block	1005
Census Tract	743800

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 S WALNUT ST, HOWELL, MI 48843-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage DREW A ZADER
May 8, 2023	Deed of Trust, Mortgage RYAN A ZADER
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
May 11, 2023	Intrafamily Transfer, Transfer
May 11, 2023	Quit Claim Deed, Transfer Quitclaim
May 25, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 18, 2017	Warranty Deed, Transfer · VA Mortgage ROSS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	May 11, 2023
Deed Document Number	202521361
Prior Transfer Date	Oct 20, 2022
Prior Transfer Doc	0000008685
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000008390
Date	May 8, 2023
Instrument	2023R-008390

Lender

Name	DREW A ZADER
Type	Private Party
Address	1031 STIMEL DR, CONCORD, CA 94518

Agreement

Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000008391
Date	May 8, 2023
Instrument	2023R-008391

Lender

Name	RYAN A ZADER
Type	Private Party
Address	3016 ZUNI ST APT 1, DENVER, CO 80211

Agreement

Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 23, 2025
Property Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Document Number	0000021361
Map Reference	LB 2 PG 35
Instrument Date	Oct 17, 2025
Instrument	2025R-021361
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S WALNUT ST, HOWELL, MI 48843-2228

Mortgage

Document Number	0000021002
Date	Oct 23, 2025
Instrument	2025R-021002

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	May 11, 2023
Property Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Document Number	0000008678
Map Reference	LB 2 PG 35
Instrument Date	Oct 20, 2022
Instrument	2023R-008678
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 11, 2023
Property Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Document Number	0000008685
Map Reference	LB 2 PG 35
Instrument Date	Oct 20, 2022
Instrument	2023R-008685
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10624 INE BLUFF AVENUE, HAMBURG, MI 48189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 25, 2022
Property Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Document Number	0000015206
Map Reference	LB 2 PG 35
Instrument Date	Apr 14, 2022
Instrument	2022R-015206
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10624 PINE BLUFF AVE, 10624, WHITMORE LAKE, MI 48189-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 18, 2017
Property Address	10624 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Document Number	0000011872
Instrument Date	Apr 6, 2017
Instrument	11872
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2880 RENFREW ST ANN ARBOR MI 481051454, ANN ARBOR, MI 48105-1454

Mortgage

Document Number	10076
Date	Apr 18, 2017
Instrument	10076

Lender

Name	ROSS MTG
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hamburg Township
Unified School District	Pinckney Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,180 (+9.18%)	$236,360 (+9.18%)
2025	$2,288.00 (+3.95%) Homeowner's exemption	$108,240 (+24.54%)	$216,480 (+24.54%)
2024	$2,201.00 (+8.42%)
2023		$86,910
2021	$2,030.00		$173,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1986–2011)
Most Recent Claim	May 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on Pine Bluff Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures