10635 S Varner Dr, Vail, AZ 85641 Property Records

Pima County property record for 10635 S Varner Dr, Vail, AZ 85641

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,789 sqft · built 2006
Lot Size	0.225 acres (9,820 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2021)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`305-05-7920`

Property Details

APN / Parcel Number

Primary APN	`305-05-7920`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,789 sqft Living Area
1st Floor Area	1,789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Roof Material	Tile
Lot Area	9,820 sqft (0.225 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10635 S VARNER DR
City	VAIL
State	AZ
Zip	85641-2587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP
Legal Description	RANCHO DEL LAGO BLOCK 44 LOT 124
Legal Range	16E
Legal Township	16S
Legal Section	09
Legal Subdivision	RANCHO DEL LAGO BLOCK 44
Legal Block	44
Legal Lot Number	124
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	1
Census Block	1007
Census Tract	4062

Owner

Source: Pima County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10635 S VARNER DR, VAIL, AZ 85641-2587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 6, 2021	Intrafamily Transfer, Transfer STEWART TITLE AND TRUST/TUCSON, STEWART TITLE & TR OF TUCSON
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20213400289
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0003400290
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	10635 S VARNER DR, VAIL, AZ 85641-2587
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002040661
Date	Jul 22, 2020
Instrument	20202040661

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	Dec 6, 2021
Property Address	10635 S VARNER DR, VAIL, AZ 85641-2587
Document Number	0003400290
Map Reference	MB 57 PG 98
Instrument Date	Dec 1, 2021
Instrument	20213400290
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	STEWART TITLE AND TRUST/TUCSON, STEWART TITLE & TR OF TUCSON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10635 S VARNER DR, VAIL, AZ 85641-2587

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Dec 6, 2021
Property Address	10635 S VARNER DR, VAIL, AZ 85641-2587
Document Number	0003400289
Map Reference	MB 57 PG 98
Instrument Date	Nov 30, 2021
Instrument	20213400289
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE AND TRUST/TUCSON, STEWART TITLE & TR OF TUCSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10635 S VARNER DR, VAIL, AZ 85641-2587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10635 S VARNER DR, VAIL, AZ 85641-2587

Mortgage

Document Number	0003400291
Date	Dec 6, 2021
Instrument	20213400291

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Jan 31, 2017
Property Address	10635 S VARNER DR, VAIL, AZ 85641-2587
Document Number	0000310889
Map Reference	MAP57 PG98
Instrument Date	Jan 28, 2017
Instrument	20170310889
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	LONG TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10635 S VARNER DR, VAIL, AZ 85641-2587

Mortgage

Document Number	0000310890
Date	Jan 31, 2017
Instrument	20170310890

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Vail Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,781 (-22.39%)	$272,578 (-2.88%)
2025	$3,013.00 (+9.17%)
2024		$28,065	$280,647
2023	$2,760.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAIL WATER COMPANY private · serves 17,500 people · EPA ID AZ0410041
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Hawk Networks Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
Simply Bits Fixed Wireless	100 / 30

May also be available: CenturyLink.

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