Howard County property record for 10632 Whiterock Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,220 sqft · built 1984 |
| Lot Size | 0.044 acres (1,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,500 (Jun 1994) |
| Tax Bill | $4,938 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-471242 |
| Primary APN | 06-471242 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Total Area |
| Basement Area | 1 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,916 sqft (0.044 acres) |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 471242 |
|---|---|
| Street Address | 10632 WHITEROCK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1261 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 32 .0449 A 10632 WHITEROCK CT MURRAY HILL S 4 AR 1 |
| Legal Subdivision | MURRAY HILL |
| Legal Lot Number | 32 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10632 WHITEROCK CT, LAUREL, MD 20723-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION COMMUNITY CREDIT UNION |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit GREENBELT FCU |
| Apr 4, 2017 | Deed of Trust, Mortgage · Line of Credit GREENBELT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 1994 · Amount on Record |
| Deed Sale | Jun 10, 1994 · Amount on Record |
| Prior Sale | Feb 24, 1994 · Amount on Record |
| Deed Book / Page | 3270 / 588 |
| Last Transfer Date | Apr 8, 2015 |
| Transfer Doc | 0163170434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 26, 2026 |
| Property Address | 10632 WHITEROCK CT, LAUREL, MD 20723-1261 |
| Document Number | 2338000039 |
| Book / Page | 23381 / 39 |
| Instrument Date | Aug 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10632 WHITEROCK CT, LAUREL, MD 20723-1261 |
| Document Number | 2338000039, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 23381/39 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10632 WHITEROCK CT, LAUREL, MD 20723-1261 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | EAST COAST ABSTRACTING SVCS |
| Name | Verified Name |
|---|
| Document Number | 0217010333 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 21701/333 |
| Name | GREENBELT FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10632 WHITEROCK CT, LAUREL, MD 20723-1261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0175190315 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 17519/315 |
| Instrument | 17519-315 |
| Name | GREENBELT FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 17, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,938.00 (+1.77%) Homeowner's exemption | $333,900 (+5.4%) | $368,100 (+16.19%) Land $200,000 Building $168,100 |
| 2025 | $4,852.00 (+4.64%) Homeowner's exemption | $316,800 (+12.34%) Land $155,000 Building $161,800 | $316,800 (-) Land $155,000 Building $161,800 |
| 2024 | $4,637.00 (+55.66%) | ||
| 2023 | $282,000 | $316,800 Land $155,000 Building $161,800 | |
| 2022 | $2,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures