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10625 Whiterock Ct, Laurel, MD 20723 Property Records

Howard County property record for 10625 Whiterock Ct, Laurel, MD 20723

Property Summary

Property TypeTownhouse
Details3 ba · 1,220 sqft · built 1984
Lot Size0.039 acres (1,698 sqft)
Owner2 Individual Names on Record
Last Sale$336,000 (Sep 2020)
Tax Bill$4,767 (2026)
Deeds & MortgagesJun 2018 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-471005

Property Details

APN / Parcel Number

Primary APN06-471005
Alternative APNs
  • 6471005
  • 471005

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,220 sqft Total Area
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,698 sqft (0.039 acres)
Deck Area180 sqft
Shed1 Shed
Shed Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number471005
Street Address10625 WHITEROCK CT
CityLAUREL
StateMD
Zip20723-1260
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRSC
Legal DescriptionLOT 11 .0399 A 10625 WHITEROCK CT MURRAY HILL S 4 AR 1
Legal SubdivisionMURRAY HILL SEC 04 AR 01
Legal Lot Number11
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2001
Census Tract606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10625 WHITEROCK CT, LAUREL, MD 20723-1260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Sep 15, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleJul 21, 2011 · Amount on Record
Deed Book / Page19705 / 299
Transfer Doc0076130417
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10625 WHITEROCK CT, LAUREL, MD 20723-1260
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0182220484
DateJun 13, 2018
Book Page18222/484
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22314
Agreement
TypeLine of Credit
AmountAmount Recorded
Term230 Months
DueAug 26, 2037

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateSep 15, 2020
Property Address10625 WHITEROCK CT, LAUREL, MD 20723-1260
Document Number0197050299
Book / Page19705 / 299
Map ReferencePL 5397-5399
Instrument DateJul 17, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,040.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10625 WHITEROCK CT, 10625, LAUREL, MD 20723-1260

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10625 WHITEROCK CT, LAUREL, MD 20723-1260

Mortgage

Document Number0019705306
DateSep 15, 2020
Instrument19705/306
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,767.00 (-6.62%) Homeowner's exemption$382,233 (+4.92%)$418,100 (+14.77%) Land $200,000 Building $218,100
2025$5,105.00 (+5.11%) Homeowner's exemption$364,300 (+19.33%) Land $155,000 Building $209,300$364,300 (-) Land $155,000 Building $209,300
2024$4,857.00 (+56.43%)
2023$305,300$364,300 Land $155,000 Building $209,300
2022$3,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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