10632 Stone Bunker Dr, Mint Hill (Charlotte), NC 28227 Property Records

Union County property record for 10632 Stone Bunker Dr, Mint Hill, NC 28227

Property Summary

Property Type	Rural Home
Details	5 bd · 2.5 ba · 3,894 sqft · built 2006
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2022)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-309-163`

Property Details

APN / Parcel Number

Primary APN	`08-309-163`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,894 sqft Living Area
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	15,682 sqft (0.36 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	473 sqft
Patio Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10632 STONE BUNKER DR
City	CHARLOTTE
State	NC
Zip	28227-7036
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 MINT
Legal Description	#318 OLDE SYCAMORE PH2 MP3 OPCH859
Legal Subdivision	OLDE SYCAMORE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3010
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15200 MILLVIEW TRACE LN, MINT HILL, NC 28227-8439
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	202232162
Deed Book / Page	8570 / 33
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 13, 2022
Property Address	10632 STONE BUNKER DR, MINT HILL, NC 28227-7036
Document Number	0000857033
Book / Page	8570 / 33
Map Reference	CAB H FILE 859
Instrument Date	Sep 12, 2022
Instrument	32162
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3617 LAKE TWITTY DR, 3617, UNIONVILLE, NC 28110-9311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15200 MILLVIEW TRACE LN, MINT HILL, NC 28227-8439

Mortgage

Document Number	0000032163
Date	Sep 13, 2022
Instrument	32163

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,300 (-) Land $117,900 Building $565,400	$683,300 (-) Land $117,900 Building $565,400
2025	$3,258.00 (+25.65%)	$683,300 (+66.54%) Land $117,900 Building $565,400	$683,300 (+66.54%) Land $117,900 Building $565,400
2023	$2,593.00	$410,300 Land $69,000 Building $341,300	$410,300 Land $69,000 Building $341,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20