10621 Stone Bunker Dr, Mint Hill (Charlotte), NC 28227 Property Records

Union County property record for 10621 Stone Bunker Dr, Mint Hill, NC 28227

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,994 sqft · built 2006
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Feb 2014)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-309-169`

Property Details

APN / Parcel Number

Primary APN	`08-309-169`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,994 sqft Living Area
1st Floor Area	1,977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	167 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10621 STONE BUNKER DR
City	CHARLOTTE
State	NC
Zip	28227-7036
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 MINT
Legal Description	#324 OLDE SYCAMORE PH2 MP3 OPCH859
Legal Subdivision	OLDE SYCAMORE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3010
Census Tract	20203

Owner

10621 Stone Bunker Dr, a rural home, is owned and occupied by an individual who bought it in February 2014.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10621 STONE BUNKER DR, CHARLOTTE, NC 28227-7036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2014 · Amount on File
Deed Sale	Feb 19, 2014 · Amount on File
Prior Sale	Jun 8, 2009 · Amount on File
Deed Document Number	20143842
Deed Book / Page	6180 / 169
Prior Transfer Date	Jun 18, 2013
Prior Transfer Doc	6036232
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10621 STONE BUNKER DR, CHARLOTTE, NC 28227-7036
Document Number	738880
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10621 STONE BUNKER DR CHARLOTTE NC 282277036, CHARLOTTE, NC 28227-7036

Mortgage

Document Number	738880
Date	Jun 7, 2019
Book Page	007388/000080
Instrument	15817

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 10621 Stone Bunker Dr was $3,279.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,600 (-) Land $117,900 Building $569,700	$687,600 (-) Land $117,900 Building $569,700
2025	$3,279.00	$687,600 Land $117,900 Building $569,700	$687,600 Land $117,900 Building $569,700
2023	$2,614.00	$413,600 Land $69,000 Building $344,600	$413,600 Land $69,000 Building $344,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10621 Stone Bunker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10621 Stone Bunker Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20