10631 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10631 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1945
Lot Size	0.155 acres (6,760 sqft)
Owner	Individual Name on Record
Last Sale	$410,777 (Oct 2018)
Tax Bill	$7,515 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`405880-1910`

Property Details

APN / Parcel Number

Primary APN	`405880-1910`
Alternative APN	`405880191003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	860 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,760 sqft (0.155 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	190 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880191003
Street Address	10631 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 38 PLAT LOT: 10
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	38
Legal Lot Number	10
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	26001

Owner

Source: King County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10631 RUSTIC RD S, SEATTLE, WA 98178-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 12, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	2018287
Prior Transfer Date	Apr 3, 2000
Prior Transfer Doc	0000000438
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Recording Date	Jul 8, 2026
Property Address	10631 RUSTIC RD S, SEATTLE, WA 98178-2649
Document Number	0000000077
Instrument Date	Jun 30, 2026
Instrument	202677
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10631 RUSTIC RD S, SEATTLE, WA 98178-2649

Mortgage

Document Number	0000000077,
Date	Jul 8, 2026
Instrument	202677

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 6, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10631 RUSTIC RD S, SEATTLE, WA 98178-2649
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	OLD REPUBLIC TITLE CO LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002646
Date	Dec 31, 2020
Instrument	20201231002646

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10631 RUSTIC RD S, SEATTLE, WA 98178-2649
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000297
Date	Jul 16, 2019
Instrument	20190716000297

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	MILWAUKEE, WI 53209

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 12, 2018
Property Address	10631 RUSTIC RD S, SEATTLE, WA 98178-2649
Document Number	0000000287
Instrument Date	Oct 8, 2018
Instrument	201810120287
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10631 RUSTIC RD S SEATTLE WA 981782649, SEATTLE, WA 98178-2649

Mortgage

Document Number	288
Date	Oct 12, 2018
Instrument	201810120288

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,515.00 (+2.95%)
2025		$620,000 (-2.67%) Land $349,000 Building $271,000	$620,000 (-2.67%) Land $349,000 Building $271,000
2024	$7,300.00 (+13.85%)	$637,000 (+7.78%) Land $368,000 Building $269,000	$637,000 (+7.78%) Land $368,000 Building $269,000
2022	$6,412.00	$591,000 Land $233,000 Building $358,000	$591,000 Land $233,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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