10627 Montecito Dr, Lone Tree, CO 80124 Property Records

Douglas County property record for 10627 Montecito Dr, Lone Tree, CO 80124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,240 sqft · built 2014
Lot Size	0.136 acres (5,924 sqft)
Owner	Company Name on File
Last Sale	$788,218 (May 2014)
Tax Bill	$10,709 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2231-15-4-08-013`

Property Details

APN / Parcel Number

Primary APN	`2231-15-4-08-013`
Alternative APNs	`R0481858` `0481858`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,240 sqft Living Area
Gross Area	4,283 sqft
1st Floor Area	2,266 sqft
Basement Area	2,017 sqft
Finished Basement	974 sqft
Unfinished Basement	1,043 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Concrete
Lot Area	5,924 sqft (0.136 acres)
Garage Area	677 sqft
Porch	Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0481858
Street Address	10627 MONTECITO DR
City	LONE TREE
State	CO
Zip	80124-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 RIDGEGATE SECTION 15 FLG 14 1ST AMD 0.136 AM/L
Legal Range	67W
Legal Township	06S
Legal Section	15
Legal Quarter	SE
Legal Subdivision	RIDGEGATE SECTION 15
Legal Lot Number	36
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1013
Census Tract	14125

Owner

10627 Montecito Dr is owned by a company that acquired it in January 2022.

Source: Douglas County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	10627 MONTECITO DR, LONE TREE, CO 80124-5373
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Intrafamily Transfer, Transfer
Feb 10, 2022	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
May 5, 2020	Quit Claim Deed, Transfer AMERICAN FINANCING
May 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2014 · Amount on File
Deed Sale	May 5, 2014 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Document Number	201422399
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000010337
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Feb 10, 2022
Property Address	10627 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000010339
Instrument Date	Jan 18, 2022
Instrument	2022010339
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10627 MONTECITO DR, LONE TREE, CO 80124-5373

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	Feb 10, 2022
Property Address	10627 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000010337
Instrument Date	Jan 18, 2022
Instrument	2022010337
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10627 MONTECITO DR, LONE TREE, CO 80124-5373

Mortgage

Document Number	0000010338
Date	Feb 10, 2022
Instrument	2022010338

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 5, 2020
Property Address	10627 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000036546
Instrument Date	Mar 19, 2020
Instrument	36546
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10627 MONTECITO DR LONE TREE CO 801245373, LONE TREE, CO 80124-5373

Mortgage

Document Number	36547
Date	May 5, 2020
Instrument	36547

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 4, 2040

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 5, 2020
Property Address	10627 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000036548
Instrument Date	Mar 19, 2020
Instrument	36548
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10627 MONTECITO DR LONE TREE CO 801245373, LONE TREE, CO 80124-5373

Tax Assessment & Valuation

The 2025 property tax bill for 10627 Montecito Dr was $10,709, down 4.9% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Lone Tree City
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,730 (-) Land $11,110 Building $74,620	$1,260,810 (-) Land $163,430 Building $1,097,380
2025	$10,709.00 (-4.86%)	$85,730 Land $11,110 Building $74,620	$1,260,810 Land $163,430 Building $1,097,380
2024	$11,256.00 (-0.67%)
2023	$11,332.00	$85,420 Land $12,010 Building $73,410	$1,275,000 Land $179,296 Building $1,095,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10627 Montecito Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10627 Montecito Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 41% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000

May also be available: Aerux Broadband, Kellin Communications, Starry, Verizon.

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