10615 Montecito Dr, Lone Tree, CO 80124 Property Records

Douglas County property record for 10615 Montecito Dr, Lone Tree, CO 80124

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,552 sqft · built 2014
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$1,295,000 (Dec 2023)
Tax Bill	$12,340 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2023 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`2231-15-4-08-011`

Property Details

APN / Parcel Number

Primary APN	`2231-15-4-08-011`
Alternative APNs	`R0481856` `0481856`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,552 sqft Living Area
Gross Area	4,566 sqft
1st Floor Area	2,286 sqft
Basement Area	2,280 sqft
Finished Basement	1,266 sqft
Unfinished Basement	1,014 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Concrete
Lot Area	5,663 sqft (0.13 acres)
Garage Area	726 sqft
Porch	Porch
Porch Area	773 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0481856
Street Address	10615 MONTECITO DR
City	LONE TREE
State	CO
Zip	80124-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 RIDGEGATE SECTION 15 FLG 14 1ST AMD 0.130 AM/L
Legal Range	67W
Legal Township	06S
Legal Section	15
Legal Quarter	SE
Legal Subdivision	RIDGEGATE SECTION 15
Legal Lot Number	34
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1013
Census Tract	14125

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Dec 18, 2023	Special Warranty Deed, Transfer · Conventional Mortgage AAA CAPITAL INVESTMENT INC
May 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHAMPION BANK
May 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHAMPION BANK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jul 24, 2018	Quit Claim Deed, Transfer Quitclaim
May 4, 2018	Deed of Trust, Mortgage · Line of Credit CHAMPION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	202352560
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	0000044647
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Recording Date	Oct 9, 2026
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000050147
Instrument Date	Oct 5, 2026
Instrument	202650147
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373

Mortgage

Document Number	0000050147,
Date	Oct 9, 2026
Instrument	202650147

Lender

Name	NEW WAVE LENDING GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Dec 18, 2023
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000052560
Instrument Date	Dec 12, 2023
Instrument	2023052560
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	FIRST ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373

Mortgage

Document Number	0000052561
Date	Dec 18, 2023
Instrument	2023052561

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027737
Date	May 9, 2018
Instrument	2018027737

Lender

Name	CHAMPION BANK
Type	Bank
Address	PARKER, CO 80134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031976
Date	May 29, 2018
Instrument	2018031976

Lender

Name	CHAMPION BANK
Type	Bank
Address	PARKER, CO 80134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004600
Date	Jan 20, 2017
Instrument	2017004600

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011872
Date	Feb 19, 2020
Instrument	2020011872

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 MONTECLTO DR, LITTLETON, CO 80124-5373

Mortgage

Document Number	0000115554
Date	Nov 24, 2020
Instrument	2020115554

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jul 24, 2018
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000044647
Instrument Date	Jul 24, 2018
Instrument	44647
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10615 MONTECITO DR LONE TREE CO 801245373, LONE TREE, CO 80124-5373

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10615 MONTECITO DR, LONE TREE, CO 80124-5373
Document Number	0000044861
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 MONTECITO DR LONE TREE CO 801245373, LONE TREE, CO 80124-5373

Mortgage

Document Number	0000044861
Date	Jul 25, 2018
Instrument	44861

Lender

Name	CHAMPION BK
Type	Bank
Address	PARKER, CO 80134

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Lone Tree City
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,960 (-) Land $10,910 Building $80,050	$1,337,587 (-) Land $160,415 Building $1,177,172
2025	$12,340.00 (-5.44%)	$90,960 (-7.61%) Land $10,910 Building $80,050	$1,337,587 (-8.98%) Land $160,415 Building $1,177,172
2024	$13,050.00 (-0.68%)
2023	$13,139.00 (+41.33%)	$98,450 (+42.33%) Land $11,830 Building $86,620	$1,469,475 (+47.65%) Land $176,593 Building $1,292,882
2022	$9,297.00	$69,170 Land $8,660 Building $60,510	$995,248 Land $124,585 Building $870,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 41% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000

May also be available: Aerux Broadband, Kellin Communications, Starry, Verizon.

Nearby Properties on Montecito Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures