10617 Stable Ln, Potomac, MD 20854 Property Records

Montgomery County property record for 10617 Stable Ln, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,921 sqft · built 1975
Lot Size	0.397 acres (17,275 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Nov 2005)
Tax Bill	$15,906 (2025)
Deeds & Mortgages	May 2017 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01684923`

Property Details

APN / Parcel Number

Primary APN	`10-01684923`
Alternative APN	`01684923`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,921 sqft Living Area
Gross Area	5,995 sqft
1st Floor Area	2,553 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,275 sqft (0.397 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	393 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01684923
Street Address	10617 STABLE LN
City	POTOMAC
State	MD
Zip	20854-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	RIVER FALLS
Legal Subdivision	RIVER FALLS
Legal Block	C
Legal Lot Number	88
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1015
Census Tract	706008

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10617 Stable Ln is owned and occupied by two individuals who bought it in November 2005.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10617 STABLE LN, POTOMAC, MD 20854-3869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · VA Mortgage ATLANTIC FINANCIAL INC
Dec 14, 2017	Deed of Trust, Mortgage · VA Mortgage ATLANTIC FINANCIAL INC
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage BAY CAPITAL MORTGAGE CORP
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2005 · Amount on File
Deed Sale	Nov 1, 2005 · Amount on File
Deed Document Number	200533557
Deed Book / Page	31121 / 779
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10617 STABLE LN, POTOMAC, MD 20854-3869
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0542130001
Date	May 1, 2017
Book Page	54213/001

Lender

Name	ATLANTIC FINANCIAL INC
Type	Funding / Finance Company
Address	BELTSVILLE, MD 20705

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10617 STABLE LN, POTOMAC, MD 20854-3869
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0553800341
Date	Dec 14, 2017
Book Page	55380/341

Lender

Name	ATLANTIC FINANCIAL INC
Type	Funding / Finance Company
Address	BELTSVILLE, MD 20705

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10617 STABLE LN, POTOMAC, MD 20854-3869
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596360311
Date	May 21, 2020
Book Page	59636/311

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10617 STABLE LN, POTOMAC, MD 20854-3869
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10617 STABLE LN, POTOMAC, MD 20854-3869

Mortgage

Document Number	0624210239
Date	Apr 5, 2021
Book Page	62421/239

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10617 Stable Ln was $15,906.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,471,333 (+6.42%)	$1,648,800 (+19.25%) Land $513,300 Building $1,135,500
2025	$15,906.00	$1,382,600 Land $513,300 Building $869,300	$1,382,600 Land $513,300 Building $869,300
2023		$1,324,600	$1,382,600 Land $513,300 Building $869,300
2022	$14,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10617 Stable Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10617 Stable Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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