10520 Stable Ln, Potomac, MD 20854 Property Records

Montgomery County property record for 10520 Stable Ln, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,337 sqft · built 1968
Lot Size	0.361 acres (15,706 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Feb 2020)
Tax Bill	$13,951 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00893927`

Property Details

APN / Parcel Number

Primary APN	`10-00893927`
Alternative APN	`00893927`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,337 sqft Living Area
Gross Area	3,785 sqft
1st Floor Area	1,924 sqft
Basement Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,706 sqft (0.361 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00893927
Street Address	10520 STABLE LN
City	POTOMAC
State	MD
Zip	20854-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	PT LT 8 RIVER FALLS
Legal Subdivision	RIVER FALLS
Legal Block	A
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1019
Census Tract	706008

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10520 Stable Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10520 STABLE LN, POTOMAC, MD 20854-3866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE LINK INC
Feb 10, 2020	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2020 · Amount on File
Deed Sale	Feb 10, 2020 · Amount on File
Prior Sale	Jan 16, 2009 · Amount on File
Deed Book / Page	59013 / 386
Transfer Doc	0000109053
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10520 STABLE LN, POTOMAC, MD 20854-3866
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	EASTERN TITLE AND SETMNTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 STABLE LN, POTOMAC, MD 20854-3866

Mortgage

Document Number	0609660415
Date	Nov 2, 2020
Book Page	60966/415

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 10, 2020
Property Address	10520 STABLE LN, POTOMAC, MD 20854-3866
Document Number	0590130386
Book / Page	59013 / 386
Map Reference	MB 79 PL 8071
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8612 NUTMEG CT, 8612, POTOMAC, MD 20854-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10520 STABLE LN, POTOMAC, MD 20854-3866

Mortgage

Document Number	59013395
Date	Feb 10, 2020
Instrument	59013/395

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10520 Stable Ln was $13,951.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,325,533 (+8.15%)	$1,525,400 (+24.46%) Land $506,000 Building $1,019,400
2025	$13,951.00	$1,225,600 Land $506,000 Building $719,600	$1,225,600 Land $506,000 Building $719,600
2023		$1,031,600	$1,225,600 Land $506,000 Building $719,600
2022	$10,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10520 Stable Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10520 Stable Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stable Ln

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