10615 E 28th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10615 E 28th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,188 sqft · built 1999
Lot Size	0.326 acres (14,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Feb 2022)
Tax Bill	$3,569 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`45294.0421`

Property Details

APN / Parcel Number

Primary APN	`45294.0421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,218 sqft (0.326 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10615 E 28TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3366
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-2
Legal Description	SECTION 29 TOWNSHIP 25 RANGE 44, CHESTER HILLS, SP 97-1162, TR B OF R.O.S., AUDITORS #4309859, BK 15, PGS 97 & 98.
Legal Range	44E
Legal Township	25N
Legal Section	29
Legal Subdivision	CHESTER HILLS
Legal Tract	B
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3022
Census Tract	12802

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS INC
Oct 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS INC
Oct 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS INC
Oct 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS INC
Feb 15, 2022	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W
Oct 1, 2021	Warranty Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20227180748
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007133463
Date	Oct 1, 2021
Instrument	7133463

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007133462
Date	Oct 1, 2021
Instrument	7133462

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007133461
Date	Oct 1, 2021
Instrument	7133461

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007133460
Date	Oct 1, 2021
Instrument	7133460

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 15, 2022
Property Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Document Number	0007180748
Map Reference	VOL 15 PG 97&98
Instrument Date	Feb 9, 2022
Instrument	7180748
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Tax	$5,461.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 1, 2021
Property Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Document Number	0007133458
Map Reference	VOL 15 PG 97 & 98
Instrument Date	Sep 27, 2021
Instrument	7133458
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	WFG NATL TTL CO OF EASTERNW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6716 N CHRISTENSEN RD, SPOKANE, WA 99224

Mortgage

Document Number	0007133459
Date	Oct 1, 2021
Instrument	7133459

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10615 E 28TH AVE, SPOKANE VALLEY, WA 99206-3366
Document Number	0006649723
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10615 E 28TH AVE SPOKANE VALLEY WA 992063366, SPOKANE VALLEY, WA 99206-3366

Mortgage

Document Number	0006649723
Date	Oct 18, 2017
Instrument	6649723

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,569.00 (+3.84%)	$342,900 (+10.83%) Land $110,000 Building $232,900	$342,900 (+10.83%) Land $110,000 Building $232,900
2025	$3,437.00 (+15.1%)	$309,400 (+39.24%) Land $90,000 Building $219,400	$309,400 (+39.24%) Land $90,000 Building $219,400
2024	$2,986.00 (+38.18%)	$222,200 (+42.34%) Land $80,000 Building $142,200	$222,200 (+42.34%) Land $80,000 Building $142,200
2023	$2,161.00 (+17.06%)	$156,100 Land $55,000 Building $101,100	$156,100 Land $55,000 Building $101,100
2022	$1,846.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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