10602 E 28th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10602 E 28th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,794 sqft · built 1968
Lot Size	0.433 acres (18,879 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2021)
Tax Bill	$4,488 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`45294.0603`

Property Details

APN / Parcel Number

Primary APN	`45294.0603`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,879 sqft (0.433 acres)
Lot Dimensions	179 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10602 E 28TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHESTER HILLS HTS L3 B1
Legal Range	44E
Legal Township	25N
Legal Section	29
Legal Subdivision	CHESTER HILLS HTS
Legal Block	1
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3023
Census Tract	12802

Owner

10602 E 28th Ave is owned and occupied by an individual who bought it in June 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10602 E 28TH AVE, SPOKANE VALLEY, WA 99206-3309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN
Aug 7, 2019	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN
Apr 3, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	20217092962
Prior Transfer Date	Oct 25, 1999
Prior Transfer Doc	0004429957
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 25, 2021
Property Address	10602 E 28TH AVE, SPOKANE VALLEY, WA 99206-3309
Document Number	0007092962
Map Reference	VOL 7 PG 5
Instrument Date	Jun 21, 2021
Instrument	7092962
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10602 E 28TH AVE, SPOKANE VALLEY, WA 99206-3309

Mortgage

Document Number	0007092963
Date	Jun 25, 2021
Instrument	7092963

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10602 E 28TH AVE, SPOKANE VALLEY, WA 99206-3309
Document Number	0006952515
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10602 E 28TH AVE SPOKANE VALLEY WA 992063309, SPOKANE VALLEY, WA 99206-3309

Mortgage

Document Number	0006952515
Date	Aug 6, 2020
Instrument	6952515

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10602 E 28TH AVE, SPOKANE VALLEY, WA 99206-3309
Document Number	0006831959
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10602 E 28TH AVE SPOKANE VALLEY WA 992063309, SPOKANE VALLEY, WA 99206-3309

Mortgage

Document Number	0006831959
Date	Aug 14, 2019
Instrument	6831959

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 3, 2017
Property Address	10602 E 28TH AVE, SPOKANE VALLEY, WA 99206-3309
Document Number	0006590446
Map Reference	VOL7 PG5
Instrument Date	Mar 31, 2017
Instrument	6590446
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	INLAND PROFESSIONAL TITLE LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,921.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10602 E 28TH AVE, SPOKANE VALLEY, WA 99206-3309

Mortgage

Document Number	0006590447
Date	Apr 3, 2017
Instrument	6590447

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10602 E 28th Ave was $4,488, up 3.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,488.00 (+3.31%)	$430,800 Land $120,000 Building $310,800	$430,800 Land $120,000 Building $310,800
2025	$4,344.00
2024		$361,100 (+36.11%) Land $80,000 Building $281,100	$361,100 (+36.11%) Land $80,000 Building $281,100
2023	$3,459.00 (+11.47%)	$265,300 Land $55,000 Building $210,300	$265,300 Land $55,000 Building $210,300
2022	$3,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10602 E 28th Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10602 E 28th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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