10610 Pine Needle Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 10610 Pine Needle Dr, Fort Pierce, FL 34945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,401 sqft · built 2022
Lot Size1.15 acres (50,355 sqft)
OwnerIndividual Name on File
Last Sale$890,000 (Jan 2025)
Tax Bill$8,607 (2024)
Deeds & MortgagesJul 2021 Construction Loan
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN2321-802-0005-000-9

Property Details

APN / Parcel Number

Primary APN2321-802-0005-000-9
Alternative APN
  • 142321

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,401 sqft Finished Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area50,355 sqft (1.15 acres)
Garage TypeAttached
Garage Area512 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number142321
Street Address10610 PINE NEEDLE DR
CityFORT PIERCE
StateFL
Zip34945-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2.5 - C
Legal DescriptionPINE HOLLOW-UNIT TWO- LOT 3 (1.156 AC)
Legal Range39E
Legal Township35S
Legal Section21
Legal SubdivisionPINE HOLLOW UNIT TWO
Legal Lot Number3 1
JurisdictionST LUCIE FL
Township / Civil DivisionWEST ST. LUCIE
Census Block Group2
Census Block2088
Census Tract382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10610 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Construction Mortgage
MIDFLORIDA CU
Jan 12, 2021Warranty Deed, Subdivision Related Transfer
STATE LUCIE TITLE SERVICES INC, ST LUCIE TITLE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2025 · Amount on File
Deed SaleJan 16, 2025 · Amount on File
Prior SaleJan 12, 2021 · Amount on File
Deed Document Number5431815
Deed Book / Page5258 / 2465
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address10610 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 HARBOUR ISLE DR W, FORT PIERCE, FL 34949-2763

Mortgage

Document Number0046552671
DateJul 27, 2021
Book Page4655/2671
Instrument4900621
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueAug 1, 2052

January 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateJan 12, 2021
Property Address10610 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Document Number0045361980
Book / Page004536 / 001980
Instrument DateJan 8, 2021
Instrument4803235
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 2, 2021
Title CompanySTATE LUCIE TITLE SERVICES INC, ST LUCIE TITLE SVCS INC

Transaction

AmountAmount on Record
Tax$735.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 HARBOUR ISLE DR W #103 FORT PIERCE FL 349492763, 103, FORT PIERCE, FL 34949-2763

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$475,192 (-26.99%)$671,700 (+3.2%) Land $247,200 Building $424,500
2024$8,607.00 (+1.94%)
2023$8,443.00 (+252.53%) Additional exemption filed$650,900 (+545.73%) Land $216,000 Building $434,900$650,900 (+545.73%) Land $216,000 Building $434,900
2022$2,395.00$100,800 Land $100,800$100,800 Land $100,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on Pine Needle Dr

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