10607 Pine Needle Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 10607 Pine Needle Dr, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,858 sqft · built 2003
Lot Size	1 acres (43,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Mar 2018)
Tax Bill	$4,660 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2321-802-0027-000-9`

Property Details

APN / Parcel Number

Primary APN	`2321-802-0027-000-9`
Alternative APN	`142343`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,858 sqft Living Area
Gross Area	5,422 sqft
1st Floor Area	2,858 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	43,647 sqft (1 acres)
Garage Type	Attached
Garage Area	676 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	999 sqft
Porch	Open Porch
Porch Area	812 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	142343
Street Address	10607 PINE NEEDLE DR
City	FORT PIERCE
State	FL
Zip	34945-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2.5 - C
Legal Description	PINE HOLLOW-UNIT TWO- LOT 25 (1.002 AC) (OR 4110-1057)
Legal Range	39E
Legal Township	35S
Legal Section	21
Legal Subdivision	PINE HOLLOW UNIT TWO
Legal Lot Number	25
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2088
Census Tract	382202

Owner

Source: St. Lucie County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10607 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 20, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Jul 23, 2007 · Amount on Record
Deed Document Number	20184414054
Deed Book / Page	4110 / 1057
Prior Transfer Date	Nov 14, 2015
Prior Transfer Doc	0039242727
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	10607 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10607 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200

Mortgage

Document Number	0047771230
Date	Feb 23, 2022
Book Page	4777/1230
Instrument	4998049

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 20, 2018
Property Address	10607 PINE NEEDLE DR, FORT PIERCE, FL 34945-2200
Document Number	0041101057
Book / Page	004110 / 001057
Instrument Date	Mar 16, 2018
Instrument	4414054
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10607 PINE NEEDLE DR FORT PIERCE FL 349452200, FORT PIERCE, FL 34945-2200

Mortgage

Document Number	41101059
Date	Mar 20, 2018
Book Page	004110/001059
Instrument	4414055

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,682 (-51.48%)	$661,300 (+13.1%) Land $233,500 Building $427,800
2024	$4,660.00 (+2.19%)
2023	$4,560.00 (+3.5%) Additional exemption filed	$584,700 (+125%) Land $203,800 Building $380,900	$584,700 (+31.69%) Land $203,800 Building $380,900
2022	$4,406.00 Homeowner's exemption	$259,864	$444,000 Land $126,600 Building $317,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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