1061 Francis St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1061 Francis St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 2023
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Oct 2023)
Tax Bill	$334 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105920-0100`

Property Details

APN / Parcel Number

Primary APN	`105920-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1061 FRANCIS ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-92 RAVENSWOOD GARDENS UNIT 1 LOT 10 BLK 55 OR5841/1168
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	RAVENSWOOD GARDENS UNIT 1
Legal Block	55
Legal Lot Number	10
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2012
Census Tract	21002

Owner

Source: St. Johns County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1061 FRANCIS ST, SAINT AUGUSTINE, FL 32084-3099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Oct 13, 2023	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	202381318
Deed Book / Page	5841 / 1168
Prior Transfer Date	Nov 20, 2002
Prior Transfer Doc	0000068546
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1061 FRANCIS ST, SAINT AUGUSTINE, FL 32084-3099
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 FRANCIS ST, SAINT AUGUSTINE, FL 32084-3099

Mortgage

Document Number	0058411180
Date	Oct 13, 2023
Book Page	5841/1180
Instrument	2023081320

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2028

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 13, 2023
Property Address	1061 FRANCIS ST, SAINT AUGUSTINE, FL 32084-3099
Document Number	0058411168
Book / Page	5841 / 1168
Map Reference	MB 8 PG 92
Instrument Date	Oct 13, 2023
Instrument	2023081318
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 HOPKINS ST, ST AUGUSTINE, FL 32084-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 FRANCIS ST, ST AUGUSTINE, FL 32084-3099

Mortgage

Document Number	0058411170
Date	Oct 13, 2023
Book Page	5841/1170
Instrument	2023081319

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,694 (+2.7%)	$321,577 (+6.25%) Land $75,000 Building $246,577
2025	$334.00 (-89.14%) Disabled Person's exemption Veteran's exemption	$276,236 (+416.25%)	$302,666 (+465.65%) Land $75,000 Building $227,666
2024	$3,075.00 (+1,110.63%)
2023	$254.00 Additional exemption filed	$53,508 (-)	$53,508 (-) Land $53,508
2022	Additional exemption filed	$53,508	$53,508 Land $53,508

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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